--- title: "Wave alternatives" description: "Compare 28 published alternatives to Wave." canonical_url: "https://liners.com/wave/alternatives" markdown_url: "https://liners.com/wave/alternatives.md" type: "product-alternatives" language: "en" updated_at: "2026-10-05T14:26:48.020Z" --- # Wave alternatives Compare 28 published alternatives to Wave. ## Breadcrumbs - [Wave](/wave) - [Alternatives](/wave/alternatives) ## Summary Compare 28 published alternatives to Wave. ## About these alternatives The best **Wave alternatives** in 2026 are [Momo](https://liners.com/momo), [Send App](https://liners.com/send-app), [Tbay](https://liners.com/tbay), [Katika](https://liners.com/katika), and Moov Africa Burkina Faso. The right pick depends on where you live, whether you need cross-border remittances or local mobile money, and how you prefer to cash out (agent, bank, or wallet). Wave is a mobile money app for consumers in African markets, used to deposit and withdraw funds, send money for a 1% fee, pay bills for free, and buy airtime on Android and iOS. People usually look for apps like Wave when they move to a country where Wave is not available, need international transfers to banks or cash pickup (not just local wallet-to-wallet), or want a service that matches their cash-out reality, for example a stronger agent network, specific mobile money rails, or broader country coverage. None of this makes Wave a poor choice; it means the market now has specialists worth comparing. ## What to Compare When Choosing a Wave Alternative - **Country coverage**: start by checking if the app supports your exact market, not just “Africa” in general. - **Mobile money rails supported**: confirm it pays out to the wallets people use locally (and not only to bank accounts). - **Cash-out options**: look for agent cash pickup, bank withdrawal, or wallet withdrawal, depending on how you access cash day to day. - **Transfer type**: separate local P2P transfers from cross-border remittances, they behave differently on speed and limits. - **Bill payments**: verify the billers you pay are supported, plus any fees for bills versus transfers. - **Fees you will feel**: compare transfer fees, FX margins (for remittances), and any cash-out charges. - **Support you can reach**: check for in-app support and a phone line where available, especially if you rely on agents. Use Liners to filter Wave competitors by country, [Mobile Money](/tags/mobile-money), [Remittances](/tags/remittances), and [Bill Payments](/tags/bill-payments), then compare fee types and cash-out methods side by side. ## Compare Wave Competitors by What You Need - **If you mainly want mobile money across multiple African markets**: [Momo](https://liners.com/momo) covers a long list of countries including Uganda, Cameroon, and Côte d'Ivoire. - **If you need cross-border transfers (to bank, mobile money, or cash pickup)**: [Send App](https://liners.com/send-app) supports transfers to banks, mobile money wallets, or cash pickup, and operates across countries including Kenya, South Africa, and Senegal. - **If you are sending money to Cameroon from Europe**: [Katika](https://liners.com/katika) is built for the Europe to Cameroon corridor, with MTN or Orange Money payouts and real-time tracking. - **If you want diaspora-to-Africa sends in major currencies**: [Zobo Money](https://liners.com/zobo-money) supports sending USD, GBP, EUR, or CAD to recipients in markets including Ghana, Nigeria, Senegal, Cameroon, and Côte d'Ivoire. Scroll the Liners directory below to find more [Fintech](/categories/fintech) options similar to Wave, then filter by [Uganda](/countries/uganda), [Senegal](/countries/senegal), [Mali](/countries/mali), [Cameroon](/countries/cameroon), [Burkina Faso](/countries/burkina-faso), [Côte d'Ivoire](/countries/cote-divoire), or [Gambia](/countries/gambia) to see what you can use instead of Wave in your country. ## Alternatives | Name | URL | Tagline | Country | Rating | | --- | --- | --- | --- | --- | | Coris Money | /coris-money | Mobile wallet for transfers, bills, and everyday payments | Burkina Faso | | | Moov Money | /moov-money | Send money, pay bills, and buy airtime by phone | Togo | | | MoMo | /momo | Send, receive, and pay with mobile money across Africa | South Africa | 4.7 | | doo! | /doo | Essential services via nearby Mobile Money agents | Côte d'Ivoire | | | Send App | /send-app | Instant international transfers to banks, mobile money, and cash | Nigeria | 4 | | My Easy Transfer | /my-easy-transfer | Send money and pay services back home from Europe | Tunisia | | | Cash Plus | /cash-plus | Pay, transfer money, and manage bills from your phone | Morocco | | | PocketApp | /pocketapp | Send, spend, and sell with fast Nigerian transfers | Nigeria | 4.3 | | Kacha | /kacha | Mobile money, payments, and remittances for Ethiopia | Ethiopia | | | Senditoo | /senditoo | Send money, airtime, data, and electricity across Africa | Zimbabwe | | | NITA Money Transfer | /nita-money-transfer | Send money and pay everyday bills from a mobile wallet | Niger | | | SmartCash PSB | /smartcash-psb | Send money, buy airtime, and manage everyday payments | Nigeria | 4.5 | | M-PESA | /m-pesa | Send, receive, and pay with mobile money from your phone | Kenya | 5 | | EcoCash | /ecocash | Mobile money for everyday payments, transfers, and bills | Zimbabwe | | | YMO | /ymo | Send money to Guinea with zero transfer and withdrawal fees | Guinea | | | BnB CashApp | /bnb-cashapp | Send money to African wallets, banks, and cash agents | Guinea | | | Bravo | /bravo | Pay bills, top up airtime, and shop cashless in Sudan | Sudan | | | Cashi | /cashi | Send, receive, and pay instantly with a secure digital wallet | Sudan | 4 | | Zobo Money | /zobo-money | Send money from the US, UK, Canada, and Europe to Africa fast | Nigeria | 5 | ## Related pages - [Product page](/wave) - [Alternatives](/wave/alternatives) - [Reviews](/wave/reviews) - [Transparency](/wave/transparency) ## Access and citation - [Canonical HTML page](https://liners.com/wave/alternatives) - [Markdown route index](/sitemap.md) - [Agent access guide](/llms.txt)