---
title: "Wave: Money Transfers, Bill Payments and Airtime"
description: "Deposit and withdraw money free in Senegal & Côte d’Ivoire. Send transfers for 1% fee, pay bills with no fees, and buy airtime on Android/iOS."
canonical_url: "https://liners.com/wave"
markdown_url: "https://liners.com/wave.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/wave/screenshot.jpg?v=1772985885524"
published_at: "2026-03-04T17:39:53.082Z"
updated_at: "2026-09-21T05:11:50.491Z"
---

# Wave: Money Transfers, Bill Payments and Airtime

Deposit and withdraw money free in Senegal & Côte d’Ivoire. Send transfers for 1% fee, pay bills with no fees, and buy airtime on Android/iOS.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Wave](/wave)

## Summary

Deposit, pay bills, and send money at low cost

Wave is a mobile money app for consumers in African markets to deposit and withdraw funds, send money for 1%, pay bills for free, and buy airtime on Android and iOS.

## Product details

| Field | Value |
| --- | --- |
| Website | https://wave.com/ |
| Tagline | Deposit, pay bills, and send money at low cost |
| Primary country | Senegal |
| Platforms | Android, iOS, Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Wave Mobile Money is a **mobile money and digital finance app** for individual consumers that supports everyday payments and transfers.

Key capabilities include:
- **Cash in and cash out** with **free deposits and withdrawals**
- **Money transfers** to other people for a **1% fee**
- **Bill payments** with **no fees**
- **Airtime top-ups** for mobile credit purchases

The service also provides a **toll-free customer support number** and promotes **security controls** to help protect user funds.

Available on **Android** and **iOS**.

Target audience: **Consumers** who need a mobile wallet for sending money, paying household bills, and buying airtime.

What makes it notable in an African market context is its **fee structure**, offering **free deposits, withdrawals, and bill payments**, with a clearly stated **1% transfer fee**, plus in-app access to support and security information (including a responsible disclosure policy).

## Features

- [Fintech](/categories/fintech): Category
- [Agent Network](/tags/agent-network): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Bill Payments](/tags/bill-payments): Product feature or technology
- [Mobile Money](/tags/mobile-money): Product feature or technology
- [P2P](/tags/p2p): Product feature or technology
- [Remittances](/tags/remittances): Product feature or technology
- [Côte d'Ivoire](/countries/cote-divoire): Market
- [Senegal](/countries/senegal): Market

## Related pages

- [Alternatives](/wave/alternatives)
- [Reviews](/wave/reviews)
- [Transparency](/wave/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/wave)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)