---
title: "WallX: Payment App in Nigeria"
description: "Send and receive money in Nigeria: collect payments with links or PayCodes (PINs), transfer wallet-to-bank, cash out, buy airtime and pay bills."
canonical_url: "https://liners.com/wallx"
markdown_url: "https://liners.com/wallx.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/wallx/screenshot.webp?v=1773058651602"
published_at: "2026-03-09T12:21:12.508Z"
updated_at: "2026-10-06T16:18:26.082Z"
---

# WallX: Payment App in Nigeria

Send and receive money in Nigeria: collect payments with links or PayCodes (PINs), transfer wallet-to-bank, cash out, buy airtime and pay bills.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [WallX](/wallx)

## Summary

Transact seamlessly with your customers using safe & secured paycode payment.

A fintech payment tool for individuals, merchants, and businesses in Africa to send and receive money, collect payments via links or PIN codes, and pay bills.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.wallx.co/ |
| Tagline | Transact seamlessly with your customers using safe & secured paycode payment. |
| Primary country | Nigeria |
| Platforms | Web, Android, iOS |
| Average rating | 3.5 |
| Published reviews | 2 |
| Verified listing | No |

## About the product

WallX is a fintech payment tool for individuals, merchants, and businesses in Nigeria that supports digital money transfers, payment collection, and everyday bill payments.

Key capabilities include:

- **Payment collection tools** such as **payment links** and **PayCodes (PIN codes)** for merchant payments, collections, and voucher-style use cases
- **Transfers and cash-out** via **wallet-to-wallet transfers**, **wallet-to-bank transfers**, and **bank withdrawals**
- **Everyday payments** including **bills payment** (for example, electricity) and **airtime purchase**
- **Mobile apps for different use cases**, including **Vend by WallX** (soft POS with PayCodes) and **AirLitePay by WallX** (P2P payments)

Available on **Web**, **Android** (Vend by WallX, WallXBS for Managers), and **iOS** (AirLitePay by WallX).

Target users include **individuals** making P2P payments, **merchants and small businesses** collecting in-person and online payments, and **corporate entities** handling digital transactions.

Notable context: founded in **2020**, the product is based in **Lekki, Lagos State (Nigeria)**, with an additional presence in **New York, USA**, and it has participated in accelerator programs including **Starta (Spring 2023)** and the **2023 Fast Accelerator program supported by Microsoft**.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [Payment Gateway](/tags/payment-gateway): Product feature or technology
- [Payment Links](/tags/payment-links): Product feature or technology
- [POS](/tags/pos): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/wallx/alternatives)
- [Reviews](/wallx/reviews)
- [Transparency](/wallx/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/wallx)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)