---
title: "WafR: Airtime Top-Ups and Bill Payments"
description: "Offer bill payments, cash-in/cash-out and code-based payments in Morocco. Sell discounted airtime: Maroc Telecom 7%, Orange 6.5%, Inwi 6.5%."
canonical_url: "https://liners.com/wafr"
markdown_url: "https://liners.com/wafr.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/wafr/screenshot.webp?v=1773175141526"
published_at: "2026-03-14T13:02:43.661Z"
updated_at: "2026-10-05T05:12:47.321Z"
---

# WafR: Airtime Top-Ups and Bill Payments

Offer bill payments, cash-in/cash-out and code-based payments in Morocco. Sell discounted airtime: Maroc Telecom 7%, Orange 6.5%, Inwi 6.5%.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [WafR](/wafr)

## Summary

Turn neighborhood shops into digital service points

A mobile app for Moroccan neighborhood shopkeepers to sell discounted airtime, accept code-based payments, and offer bill payment and cash-in or cash-out services.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.wafr.co/ |
| Tagline | Turn neighborhood shops into digital service points |
| Primary country | Morocco |
| Platforms | Android, Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

WafR is a mobile app for Moroccan neighborhood store owners (hanouts) that helps them offer digital financial services and earn more from everyday transactions.

Key capabilities include:

- **Discounted mobile top-ups** for major operators, including **Maroc Telecom (7%)**, **Orange (6.5%)**, and **Inwi (6.5%)**.
- **Merchant account setup and wallet funding**: shopkeepers fill in a form to open an account, then **deposit funds** to use for transactions with customers.
- **Code-based customer payments**: the customer scans a **code** from the shopkeeper’s app to send money **directly to the merchant’s account**, allowing customers to pay without needing their own app.
- **Assisted onboarding and support**: a **customer service team** contacts merchants to explain the service and answer questions.

Available on **Android** (Google Play).

Target audience: **B2B2C**, focused on small grocers and neighborhood retailers serving local customers.

WafR is notable in Morocco’s fintech and retail ecosystem for turning corner stores into local access points for services such as **airtime sales**, **bill payments**, and **cash-in/cash-out**, supported by reported partnerships with telecom operators and a growing merchant network in Morocco.

## Features

- [Fintech](/categories/fintech): Category
- [B2B2C](/tags/b2b2c): Product feature or technology
- [Bill Payments](/tags/bill-payments): Product feature or technology
- [Loyalty & Rewards](/tags/loyalty-rewards): Product feature or technology
- [Morocco](/countries/morocco): Market

## Related pages

- [Alternatives](/wafr/alternatives)
- [Reviews](/wafr/reviews)
- [Transparency](/wafr/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/wafr)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)