---
title: "Vesicash: Merchant of Record API in Nigeria"
description: "Accept African payments via one API: mobile money, cards & bank transfers; tax reporting/chargebacks; multi-currency payouts across 7+ markets."
canonical_url: "https://liners.com/vesicash"
markdown_url: "https://liners.com/vesicash.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/vesicash/screenshot.webp?v=1772269339857"
published_at: "2026-02-28T20:29:15.835Z"
updated_at: "2026-08-30T16:30:38.794Z"
---

# Vesicash: Merchant of Record API in Nigeria

Accept African payments via one API: mobile money, cards & bank transfers; tax reporting/chargebacks; multi-currency payouts across 7+ markets.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Vesicash](/vesicash)

## Summary

One Merchant of Record API for African payments

A Merchant of Record API that helps global businesses accept African payments and manage compliance, settlement, taxes, chargebacks, and multi-currency payouts.

## Product details

| Field | Value |
| --- | --- |
| Website | https://vesicash.com/ |
| Tagline | One Merchant of Record API for African payments |
| Primary country | Nigeria |
| Platforms | API, Web |
| Average rating | 4 |
| Published reviews | 1 |
| Verified listing | No |

## About the product

Portal by Vesicash is a **Merchant of Record (MoR) payment API** built for global businesses expanding into Africa that need local payment acceptance plus compliance, settlement, and tax operations across multiple markets.

Key capabilities include:
- **Orchestrated payment routing** across **mobile money, cards, and bank transfers**, selecting the most reliable and cost-effective rail per transaction to support uptime and conversion.
- **Automated compliance, settlement, and taxes**, including **local tax reporting**, designed to reduce operational burden when launching in new African markets.
- **B2B onboarding flows** tailored to each supported market, helping platforms and brands onboard business customers with localized requirements.
- **Chargeback protection and dispute handling** managed under the MoR model, plus **localized collections** with **multi-currency payouts**.

Available via a **unified API** (API documentation is provided online).

Target users include **ecommerce businesses, online transaction platforms, and global brands** that need a single integration for collections and payouts across fragmented African payment rails.

Notable in the African context because it positions itself as **one API for payments, compliance, and taxes** across **7+ markets** (including Ghana, South Africa, Zambia, and Tanzania) with **commission-only pricing** (no setup fees, no monthly costs).

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [Payment Gateway](/tags/payment-gateway): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/vesicash/alternatives)
- [Reviews](/vesicash/reviews)
- [Transparency](/vesicash/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/vesicash)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)