---
title: "Vepay: Cross-Border Payment App in Africa"
description: "Create multi-currency virtual dollar cards, send cross-border transfers, pay airtime, data, electricity and TV, and accept in-store POS payments in Africa."
canonical_url: "https://liners.com/vepay"
markdown_url: "https://liners.com/vepay.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/vepayhq/screenshot.webp?v=1773230200978"
published_at: "2026-03-11T15:12:25.582Z"
updated_at: "2026-10-06T16:18:13.457Z"
---

# Vepay: Cross-Border Payment App in Africa

Create multi-currency virtual dollar cards, send cross-border transfers, pay airtime, data, electricity and TV, and accept in-store POS payments in Africa.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Vepay](/vepay)

## Summary

Seamless Cross-Border Payments for Africans.

A fintech app for Africans to create virtual dollar cards, send cross-border transfers, pay bills and cable TV, and accept in-store payments via POS terminals.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.vepayhq.com/ |
| Tagline | Seamless Cross-Border Payments for Africans. |
| Primary country | Nigeria |
| Platforms | Android, iOS, Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Vepay is a fintech platform for individuals and businesses in Africa that supports cross-border payments, virtual cards, and everyday local payments from a single app.

Key capabilities include:

- **Instant virtual cards** for online subscriptions and e-commerce, including **multi-currency virtual cards** designed for international payments when local cards may decline.
- **Cross-border money transfers** to send and receive funds internationally, with **transparent rates** and in-app support for tracking **real-time exchange rates**.
- **Bill payments** for **airtime, data, electricity**, and **cable TV subscriptions**, paid directly from the wallet.
- **POS solutions** that let merchants accept **chip-and-pin, contactless, and mobile payments** in-store.

Available on **Android** and **iOS**.

The product targets a **B2B** and **B2C** audience: freelancers, remote workers, students, and everyday users who need access to international payments, plus startups, merchants, and larger businesses that need POS acceptance and cross-border payment tools.

Notable in the African market context, it focuses on practical access to international payments through virtual cards and cross-border transfers, and it operates as a fintech (not a bank) with banking services provided by **licensed banking partners**. The company reports **$1,000,000+** in processed transactions, **5,000+** active users, and **99.9%** uptime.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Bill Payments](/tags/bill-payments): Product feature or technology
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [Multi-currency](/tags/multi-currency): Product feature or technology
- [POS](/tags/pos): Product feature or technology
- [Remittances](/tags/remittances): Product feature or technology
- [Virtual Cards](/tags/virtual-cards): Product feature or technology
- [Kenya](/countries/kenya): Market
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/vepay/alternatives)
- [Reviews](/vepay/reviews)
- [Transparency](/vepay/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/vepay)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)