---
title: "Upesa: Multi-Currency Wallet in Nigeria"
description: "Send and receive money across 20+ countries: open virtual USD, EUR and GBP accounts, get payouts from Upwork and Fiverr, plus zero-fee P2P in Nigeria."
canonical_url: "https://liners.com/upesa"
markdown_url: "https://liners.com/upesa.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/upesa/screenshot.webp?v=1774096836470"
published_at: "2026-03-21T21:21:22.802Z"
updated_at: "2026-10-06T10:39:55.177Z"
---

# Upesa: Multi-Currency Wallet in Nigeria

Send and receive money across 20+ countries: open virtual USD, EUR and GBP accounts, get payouts from Upwork and Fiverr, plus zero-fee P2P in Nigeria.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Upesa](/upesa)

## Summary

Send and receive money globally with multicurrency accounts

A multicurrency digital wallet for freelancers, creators, and travelers to receive payouts, send P2P transfers, pay bills, and move money across 20+ countries.

## Product details

| Field | Value |
| --- | --- |
| Website | https://upesa.app/ |
| Tagline | Send and receive money globally with multicurrency accounts |
| Primary country | Nigeria |
| Platforms | Android, iOS, Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Upesa is a multicurrency digital wallet for individuals who need to send, receive, and manage money globally, including freelancers, content creators, importers, travelers, and remittance senders.

Key capabilities include:

- **Virtual USD, EUR, and GBP accounts** created in minutes to receive international payouts, including payments from **Upwork** and **Fiverr**, and creator earnings from **TikTok**, **YouTube**, and **Facebook**.
- **Instant peer-to-peer transfers** with **zero fees** for P2P transactions, plus zero fees on deposits and withdrawals (processing fees may apply to bank transfers).
- **Global transfers and local payments** using multiple rails such as **ACH**, **RTP**, **FedWire**, and **SEPA**, plus **QR code payments** for local transactions.
- **Stablecoin support** for **USDC** and **EURC**, including **direct deposits and withdrawals**, and **StableSwap** for converting between stablecoins.

Available on **Android** and **iOS**.

It is designed for B2C users who earn internationally, pay overseas suppliers, travel across Africa and Europe, or send money home.

Notable for supporting **20+ countries**, publishing performance indicators such as **< 60s transaction execution** and **instant or T+1 settlement**, and using **MPC (Multi-Party Computation) security** for protecting digital assets.

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [Multi-currency](/tags/multi-currency): Product feature or technology
- [Payroll](/tags/payroll): Product feature or technology
- [Remittances](/tags/remittances): Product feature or technology
- [Stablecoins](/tags/stablecoins): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/upesa/alternatives)
- [Reviews](/upesa/reviews)
- [Transparency](/upesa/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/upesa)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)