---
title: "Turaco: Embedded Microinsurance in Africa — Fees"
description: "Embed $2+ health, life, asset & vehicle cover in Kenya, Uganda, Nigeria, Ghana & Zambia. WhatsApp claims pay in under 3 working days."
canonical_url: "https://liners.com/turaco"
markdown_url: "https://liners.com/turaco.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/turaco/screenshot.webp?v=1773223067773"
published_at: "2026-03-11T13:08:21.306Z"
updated_at: "2026-09-18T16:06:35.367Z"
---

# Turaco: Embedded Microinsurance in Africa — Fees

Embed $2+ health, life, asset & vehicle cover in Kenya, Uganda, Nigeria, Ghana & Zambia. WhatsApp claims pay in under 3 working days.

## Breadcrumbs

- [Insurtech](/categories/insurtech)
- [Turaco](/turaco)

## Summary

Embedded microinsurance with fast WhatsApp claims

An embedded microinsurance platform for African fintechs and financial institutions to offer affordable health, life, and asset cover with WhatsApp claims support.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.turaco.insure/ |
| Tagline | Embedded microinsurance with fast WhatsApp claims |
| Primary country | Kenya |
| Platforms | API, Chat Based, Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Turaco is a microinsurance and insurance technology provider for African fintechs, lenders, and financial institutions that want to bundle affordable cover into existing customer journeys.

Key capabilities include:

- **Embedded insurance via partner integrations**: Adds insurance to partner products, with distribution handled by the partner while Turaco supports delivery.
- **Policy and claims administration**: Runs the operational layer for insurance, including customer support and claims handling.
- **Product coverage for mass-market customers**: Offers **health, life, asset, and vehicle insurance**, designed for affordability, with premiums starting from about **$2** and **flexible monthly payment plans**.
- **WhatsApp claims submission**: Lets customers submit claims through **WhatsApp**, with claims paid in **under 3 working days** (site messaging), and a reported **4-hour median claims turnaround time**.

Available on **Web**, with **API-based partner integration** and **WhatsApp** access for customer claims.

Target audience: **B2B2C**, serving **fintech platforms, digital lenders, microfinance providers, and financial institutions** that distribute cover to **low-income customers**.

Notable in Africa for its embedded insurance model across **Kenya, Uganda, Nigeria, Ghana, and Zambia**, with reported scale of **4.5M+ lives covered** and partnerships showcased with organisations such as **Airtel Money**, **M-KOPA**, **Rafiki Microfinance Bank**, **VisionFund Uganda**, and **Advans Ghana**.

## Features

- [Insurtech](/categories/insurtech): Category
- [B2B2C](/tags/b2b2c): Product feature or technology
- [Insurance](/tags/insurance): Product feature or technology
- [Ghana](/countries/ghana): Market
- [Kenya](/countries/kenya): Market
- [Nigeria](/countries/nigeria): Market
- [Uganda](/countries/uganda): Market
- [Zambia](/countries/zambia): Market

## Related pages

- [Alternatives](/turaco/alternatives)
- [Reviews](/turaco/reviews)
- [Transparency](/turaco/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/turaco)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)