---
title: "Troygold: Gold Investing App in South Africa"
description: "Buy/sell 1oz Krugerrands in South Africa from R10, vault-store them, or borrow up to 50% of value at Prime+3–9%. Redeem by courier."
canonical_url: "https://liners.com/troygold"
markdown_url: "https://liners.com/troygold.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/troygold/screenshot.webp?v=1773064289861"
published_at: "2026-03-09T14:06:37.889Z"
updated_at: "2026-10-02T12:10:27.278Z"
---

# Troygold: Gold Investing App in South Africa

Buy/sell 1oz Krugerrands in South Africa from R10, vault-store them, or borrow up to 50% of value at Prime+3–9%. Redeem by courier.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Troygold](/troygold)

## Summary

Add digital gold to your product stack.

A South African gold investing app for individuals and businesses to buy, sell, upload, store, and borrow against insured 1oz Krugerrands held in vaults.

## Product details

| Field | Value |
| --- | --- |
| Website | https://troygold.app/ |
| Tagline | Add digital gold to your product stack. |
| Primary country | South Africa |
| Platforms | Web, API, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Troygold is a South African fintech platform for individuals and businesses that want to save, invest, and access credit using **real physical 1oz Krugerrands**.

Key capabilities include:
- **Buy and sell gold** through a gold bullion-backed account, with support for small starting amounts (as low as **R10**), designed for ongoing gold accumulation.
- **Upload and digitize Krugerrands** that users already own, then place them into secure vault storage.
- **Gold-backed credit facility** that provides liquidity against vaulted gold (up to **50%** of the gold value), with interest-only repayments.
- **Subscriptions** for automated weekly or monthly gold purchases, plus the ability to **send gold** to other users and **redeem** holdings via courier delivery in **1oz denominations**.

Available on **Web** with a **DigiGold API** plus business and wholesale options. Troygold is also available on **Android and iOS**.

It is built for South African retail investors looking for gold-backed savings and liquidity and for businesses seeking a **zero-inflation business account** and programmatic access to gold via API.

Notable in the local market, holdings are **100% physically backed**, **allocated and segregated**, **uniquely numbered**, and **fully insured**, with storage via **RMB at Brink’s vaults in Johannesburg**. The provider (Karat Consolidated (Pty) Ltd) is a registered high value goods dealer with South Africa’s **FIC** and a **Registered Credit Provider (NCRCP 12342)** under the National Credit Act.

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Investments](/tags/investments): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [South Africa](/countries/south-africa): Market

## Related pages

- [Alternatives](/troygold/alternatives)
- [Reviews](/troygold/reviews)
- [Transparency](/troygold/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/troygold)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)