---
title: "Tirra: Crypto Wallet in Nigeria — Download"
description: "Send USDC/USDT on BASE with near‑zero fees, convert to naira, pay electricity, water and internet bills, and spend via virtual/physical cards in Nigeria."
canonical_url: "https://liners.com/tirra"
markdown_url: "https://liners.com/tirra.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/usetirra/screenshot.webp?v=1782719990105"
published_at: "2026-06-29T12:08:29.272Z"
updated_at: "2026-10-06T14:27:45.573Z"
---

# Tirra: Crypto Wallet in Nigeria — Download

Send USDC/USDT on BASE with near‑zero fees, convert to naira, pay electricity, water and internet bills, and spend via virtual/physical cards in Nigeria.

## Breadcrumbs

- [Crypto & Web3](/categories/crypto-web3)
- [Tirra](/tirra)

## Summary

Send stablecoins globally and spend them anywhere

A consumer fintech wallet for stablecoin transfers, bill payments, cash withdrawals via agents, and crypto debit cards, with fiat conversion and offline access options.

## Product details

| Field | Value |
| --- | --- |
| Website | https://usetirra.xyz/ |
| Tagline | Send stablecoins globally and spend them anywhere |
| Primary country | Nigeria |
| Platforms | Web, Android, iOS, Chat Based |
| Average rating | 5 |
| Published reviews | 5 |
| Verified listing | Yes |

## About the product

Tirra is a consumer fintech wallet for people who want to send and spend **stablecoins** while also converting to **local fiat** and accessing payments features that work online and offline.

Key capabilities include:
- **Global stablecoin transfers on BASE**: Send **USDC, USDT, and other stablecoins** with near-zero transaction fees on the **BASE blockchain**.
- **Fiat and crypto conversion**: Convert stablecoins to local currency and deposit to a bank account, or fund the wallet and receive instantly (rates are presented as competitive on the website).
- **Everyday payments from a stablecoin balance**: Pay **electricity, water, internet bills**, and buy **airtime top-ups** directly from the wallet.
- **Cards and cash access**: Create **virtual and physical crypto debit cards** linked to the wallet balance for POS and online spending, plus generate **cash PINs** for withdrawals or to send money via approved agents, including recipients without an account.

Available on **Android** and **iOS** (via Apple TestFlight). Access is also advertised via **WhatsApp** and **USSD** for areas with limited internet connectivity.

Tirra targets **individual consumers**, especially in markets where cross-border payments, cash access, and reliable banking tools can be harder to reach.

Notable context: the service states it is **not a bank, exchange, or asset custodian**, and that payment and card services are delivered **in partnership with licensed banks and financial institutions** in relevant jurisdictions. Tirra is a fintech product by **Azawire Africa**, registered in Delaware, USA (file No. 10168131).

## Features

- [Crypto & Web3](/categories/crypto-web3): Category
- [Agent Network](/tags/agent-network): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Bill Payments](/tags/bill-payments): Product feature or technology
- [Mobile Money](/tags/mobile-money): Product feature or technology
- [Physical Cards](/tags/physical-cards): Product feature or technology
- [Stablecoins](/tags/stablecoins): Product feature or technology
- [USSD](/tags/ussd): Product feature or technology
- [Virtual Cards](/tags/virtual-cards): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/tirra/alternatives)
- [Reviews](/tirra/reviews)
- [Transparency](/tirra/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/tirra)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)