---
title: "The Alternative Bank: Digital Banking in Nigeria"
description: "Open savings, domiciliary, current or corporate accounts in Nigeria. Manage funds on web/mobile, get debit or AfriGo prepaid cards, report fraud."
canonical_url: "https://liners.com/the-alternative-bank"
markdown_url: "https://liners.com/the-alternative-bank.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/the-alternative-bank/screenshot.png?v=1786816623867"
published_at: "2026-08-15T17:57:34.706Z"
updated_at: "2026-09-30T03:00:37.889Z"
---

# The Alternative Bank: Digital Banking in Nigeria

Open savings, domiciliary, current or corporate accounts in Nigeria. Manage funds on web/mobile, get debit or AfriGo prepaid cards, report fraud.

## Breadcrumbs

- [Banking](/categories/banking)
- [The Alternative Bank](/the-alternative-bank)

## Summary

Non-interest digital banking for personal and business needs

A Nigerian non-interest digital bank for individuals and businesses to open accounts, manage funds, access cards, and use web and mobile banking with support channels.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.altbank.ng/ |
| Tagline | Non-interest digital banking for personal and business needs |
| Primary country | Nigeria |
| Platforms | Web, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

The Alternative Bank is a Nigerian **non-interest digital bank** for individuals and businesses that want to open accounts and manage everyday banking through digital channels.

Key capabilities include:
- **Account opening for individuals**: savings, **domiciliary**, and **current** accounts, with an option for account reactivation via form.
- **Business banking**: **corporate account** opening for companies that need structured banking for operations.
- **Cards and card services**: access to **debit cards** and **prepaid cards** (including an **AfriGo** option), plus a card-related “Join the club” offering.
- **Support and reporting**: customer help channels for **feedback and complaints** and **fraud reporting**, plus request tracking via an online support portal.

Available on **Web**, **Android**, and **iOS**.

Target users include consumers and businesses in **Nigeria** seeking non-interest banking products and digital-first account access.

Notable in-market, it states it is **licensed and regulated by the Central Bank of Nigeria**, with a licence to commence operations granted in **2014**, and it maintains an **Advisory Committee of Experts** to review products and processes for compliance with non-interest banking principles.

## Features

- [Banking](/categories/banking): Category
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Commercial Bank](/tags/commercial-bank): Product feature or technology
- [Investments](/tags/investments): Product feature or technology
- [Neobanks](/tags/neobanks): Product feature or technology
- [Savings](/tags/savings): Product feature or technology
- [USSD](/tags/ussd): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/the-alternative-bank/alternatives)
- [Reviews](/the-alternative-bank/reviews)
- [Transparency](/the-alternative-bank/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/the-alternative-bank)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)