---
title: "Thamani Invest: Investment App in Nigeria"
description: "Goal-based savings and fixed-term investments in Nigeria with AI guidance, auto transfers, and fee-free investing (partner funding fees)."
canonical_url: "https://liners.com/thamani-invest"
markdown_url: "https://liners.com/thamani-invest.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/thamaniinvest/screenshot.webp?v=1773305977637"
published_at: "2026-03-22T13:46:39.876Z"
updated_at: "2026-10-05T05:13:19.733Z"
---

# Thamani Invest: Investment App in Nigeria

Goal-based savings and fixed-term investments in Nigeria with AI guidance, auto transfers, and fee-free investing (partner funding fees).

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Thamani Invest](/thamani-invest)

## Summary

AI-guided investing and automated savings to outpace inflation

An SEC-regulated Nigerian investment and savings app that offers AI recommendations, fixed-term products, and automated plans for individual savers and investors.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.thamaniinvest.com/ |
| Tagline | AI-guided investing and automated savings to outpace inflation |
| Primary country | Nigeria |
| Platforms | Android, iOS, Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Thamani Invest is a Nigerian investment and savings platform for individual savers and investors who want goal-based investing with AI guidance and fixed-term products.

Key capabilities include:

- **Compass AI investment guidance** that analyzes a user’s goals and risk tolerance to recommend investment strategies.
- **Fixed-term investments with guaranteed returns at term completion**, with portfolio diversification across sectors such as **technology, agriculture, financial markets**, plus other listed categories on the platform.
- **SmartSave automated transfers** that move money into a selected savings plan on a schedule to support disciplined saving.
- **Portfolio analysis and projections**, including performance breakdowns by **risk, performance, and category**, plus real-time insights.

Available via a **mobile app** (**iOS and Android**).

It is designed for **B2C users in Nigeria** looking for alternatives to traditional savings accounts, including people saving toward separate goals using multiple plans (for example, education and retirement) within one account.

Notable in the Nigerian market for positioning itself as **SEC-regulated and compliant**, supporting local funding methods like **bank transfer, USSD, and debit card**, and offering **fee-free investing** with only a wallet-funding fee charged by payment partners.

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Investments](/tags/investments): Product feature or technology
- [Savings](/tags/savings): Product feature or technology
- [Wealth Management](/tags/wealth-management): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/thamani-invest/alternatives)
- [Reviews](/thamani-invest/reviews)
- [Transparency](/thamani-invest/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/thamani-invest)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)