---
title: "TeamApt Limited: Payment Processing in Africa"
description: "Process POS, web payments, interbank transfers and direct debit in Nigeria with CBN-licensed switching, tokenization, acquirer/issuer processing."
canonical_url: "https://liners.com/teamapt-limited"
markdown_url: "https://liners.com/teamapt-limited.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/teamapt/screenshot.webp?v=1771662589538"
published_at: "2026-02-21T08:30:27.690Z"
updated_at: "2026-10-06T16:18:11.884Z"
---

# TeamApt Limited: Payment Processing in Africa

Process POS, web payments, interbank transfers and direct debit in Nigeria with CBN-licensed switching, tokenization, acquirer/issuer processing.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [TeamApt Limited](/teamapt-limited)

## Summary

Secure payment switching and processing for banks and merchants

TeamApt is a CBN-licensed switching and processing company providing payment infrastructure, interbank transfers, POS and web payments, and direct debit for banks and merchants.

## Product details

| Field | Value |
| --- | --- |
| Website | https://teamapt.com/ |
| Tagline | Secure payment switching and processing for banks and merchants |
| Primary country | Nigeria |
| Platforms | API, Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

TeamApt Limited is a CBN-licensed **switching and processing** company that provides payment infrastructure for **banks, merchants, and their customers** in Nigeria and across Africa.

Key capabilities include:

- **Switching solutions** for industry payment routing, including **inter-bank transfers** and the **Juliana switch**.
- **Third-party processing** with **end-to-end processing** services for banking use cases, including **acquirer and issuer processing**, plus **authentication and tokenization**.
- **Direct-to-bank solutions** that support **direct processing** of customer transactions, including **direct debit** and the **Aptpay Transaction Switch**.
- Support for **point-of-sale (POS)**, **interbank transfers**, and **web payments** as part of its payments processing stack.

It primarily serves **B2B customers**, including **banks**, **SMEs and merchants** that rely on POS payments, and financial services operators that need switching and processing infrastructure.

It is available via API and web. 

In the Nigerian market, it is notable for its scale and industry recognition: the business rebranded its flagship product to Moniepoint and, per the research brief, has supported high transaction volumes, served hundreds of thousands of businesses, expanded into agency banking and microloans, and won the Central Bank of Nigeria’s National Inclusive Payment Initiative Award.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [Direct Debit](/tags/direct-debit): Product feature or technology
- [Payment Gateway](/tags/payment-gateway): Product feature or technology
- [POS](/tags/pos): Product feature or technology
- [Kenya](/countries/kenya): Market
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/teamapt-limited/alternatives)
- [Reviews](/teamapt-limited/reviews)
- [Transparency](/teamapt-limited/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/teamapt-limited)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)