---
title: "TandaPay: Payment Gateway in Kenya"
description: "Accept mobile money payments across networks in Kenya via *712#. Get a free TandaPay Till, withdraw to bank, Paybill or Till, and integrate APIs."
canonical_url: "https://liners.com/tandapay"
markdown_url: "https://liners.com/tandapay.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/tandapay/screenshot.webp?v=1772377793075"
published_at: "2026-03-19T07:19:53.118Z"
updated_at: "2026-10-06T16:02:51.963Z"
---

# TandaPay: Payment Gateway in Kenya

Accept mobile money payments across networks in Kenya via \*712#. Get a free TandaPay Till, withdraw to bank, Paybill or Till, and integrate APIs.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [TandaPay](/tandapay)

## Summary

Accept and make payments across mobile money networks

An omnichannel mobile wallet for consumers, merchants, and developers to accept and make interoperable payments via \*712#, manage collections, and integrate via APIs.

## Product details

| Field | Value |
| --- | --- |
| Website | https://tandapay.ke/ |
| Tagline | Accept and make payments across mobile money networks |
| Primary country | Kenya |
| Platforms | Web, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

TandaPay is an omnichannel mobile wallet for consumers, businesses, and developers that enables interoperable payments across mobile money channels in Kenya and the wider East Africa market.

Key capabilities include:
- **Interoperable payments via USSD (*712#)** so customers on any mobile money network can pay to a **TandaPay Till**, using the same steps across networks (customers pay free to a Till).
- **Merchant collections and withdrawals** through a **free TandaPay Till**, allowing businesses to accept payments from multiple mobile money networks and **withdraw collections** to a preferred channel, including **bank**, **mobile money**, **Till**, or **Paybill**.
- **Transaction management tools** through the **TandaPay app and web dashboard** for monitoring payments, collections, and payouts.
- **Developer APIs** that support payment integrations and **issuing wallets** for businesses and customers, with documentation available at **docs.tanda.africa**.

Available via **Web**, **USSD (*712#)**, and **APIs**.

Target users include **everyday consumers making payments**, **merchants managing collections and withdrawals**, and **developers** building payment experiences inside apps and services.

It is notable in Kenya’s payments landscape because it operates under an **eMoney issuer license from the Central Bank of Kenya (CBK)** and focuses on interoperability that reduces reliance on closed-loop payment experiences across mobile money networks.

## Features

- [Fintech](/categories/fintech): Category
- [Mobile Money](/tags/mobile-money): Product feature or technology
- [Payment Gateway](/tags/payment-gateway): Product feature or technology
- [USSD](/tags/ussd): Product feature or technology
- [Kenya](/countries/kenya): Market

## Related pages

- [Alternatives](/tandapay/alternatives)
- [Reviews](/tandapay/reviews)
- [Transparency](/tandapay/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/tandapay)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)