---
title: "Payment Gateway software products"
description: "Compare the best payment gateways in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026."
canonical_url: "https://liners.com/tags/payment-gateway?page=9"
markdown_url: "https://liners.com/tags/payment-gateway.md?page=9"
type: "taxonomy"
language: "en"
updated_at: "2026-10-10T03:01:37.568Z"
---

# Payment Gateway software products

Compare the best payment gateways in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026.

## Breadcrumbs

- [Tags](/tags)
- [Payment Gateway](/tags/payment-gateway)

## Summary

Compare the best payment gateways in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026.

## About this page

Payment gateways are the connective tissue of African commerce, helping businesses accept card, bank transfer, wallet, and mobile money payments through a single checkout or in-person flow. Whether you run an online store, a delivery app, or a subscription service, a gateway bridges customers and acquiring rails while handling authorisation, capture, settlement, and often reconciliation. Providers like Paystack and Flutterwave have made it easier to launch across multiple markets, while local infrastructure continues to deepen around mobile money and instant transfers.

When choosing a gateway, people typically weigh coverage first, which payment methods and countries are supported, and how reliable success rates are during peak traffic. Next come integration options, including APIs, plugins, hosted checkout, and terminals, plus tooling like [Payment Links](/tags/payment-links) and [Invoicing](/tags/invoicing). Pricing and settlement speed matter, as do chargeback handling, fraud controls, reporting, and the ability to collect or pay out across borders with [Multi-currency](/tags/multi-currency) support.

Liners curates payment gateway products with hands-on, subject-matter review, focusing on real merchant onboarding, supported rails, and the practical details that affect day-to-day operations. Use this page to compare gateways by feature fit, geography, and business model, then explore adjacent spaces like [Fintech](/categories/fintech), [Quick Commerce](/categories/quick-commerce), and vertical needs in [Gaming](/tags/gaming) including [Betting & Prediction Markets](/categories/betting-prediction-markets) and [Media & Entertainment](/categories/media-entertainment).

## Products

| Name | URL | Tagline | Country | Rating |
| --- | --- | --- | --- | --- |
| Xend | /xend | Instant bank payouts into the UEMOA XOF zone | Côte d'Ivoire |  |
| Elemi Pay | /elemi-pay | Accept and pay out across Africa with one API | Kenya |  |
| Camirel CamiCollect | /camirel-camicollect | Collect, settle, and reconcile B2B payments across Africa | Namibia |  |
| StableFlow | /stable-flow | Accept USDT and USDC with instant naira bank payouts | Nigeria |  |
| Spendex | /spendex | Accept crypto and Naira payments with instant bank settlement | Nigeria |  |
| FaasPay | /faaspay | Send and receive payments using secure PayCodes | Nigeria |  |
| Payxy | /payxy | Create an online store and accept payments in 17 currencies | Nigeria |  |
| BridgePay | /bridgepay | Pay international websites and subscriptions with Naira | Nigeria |  |
| Fingo Pay | /fingo-pay | Accept and send payments across Africa with one API | Kenya |  |
| Runteller | /runteller | Digital payments that work online or offline | Nigeria |  |
| Orderly | /orderly | Run restaurant operations and orders from one system | Kenya |  |
| SenePay | /senepay | Accept and send mobile money across 16 African countries | Senegal | 5 |
| SzndPay | /szndpay | Accept cards, transfers, USSD, and mobile money in one API | Nigeria | 2 |
| EvPay | /evpay | Collect and pay out in Tanzania with one API | Tanzania |  |
| OweiBot | /oweibot | Automate sales, bookings, and payments on WhatsApp | Nigeria |  |
| Kadev Pay | /kadev-pay | Accept Mobile Money and card payments across Africa | Côte d'Ivoire |  |
| 54Pay | /54pay | Collect and send payments across Africa with one API | Nigeria |  |
| IDA Pay | /ida-pay | One wallet for transfers, bills, and online card payments | Nigeria |  |
| SoftPay | /softpay | Pay vendors, staff, and suppliers in one place | Nigeria |  |

## Related pages

- [Search products](/search)
- [Best products](/best)

## Access and citation

- [Canonical HTML page](https://liners.com/tags/payment-gateway?page=9)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)