---
title: "Payment Gateway software products"
description: "Compare the best payment gateways in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026."
canonical_url: "https://liners.com/tags/payment-gateway?page=5"
markdown_url: "https://liners.com/tags/payment-gateway.md?page=5"
type: "taxonomy"
language: "en"
updated_at: "2026-10-10T03:01:37.568Z"
---

# Payment Gateway software products

Compare the best payment gateways in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026.

## Breadcrumbs

- [Tags](/tags)
- [Payment Gateway](/tags/payment-gateway)

## Summary

Compare the best payment gateways in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026.

## About this page

Payment gateways are the connective tissue of African commerce, helping businesses accept card, bank transfer, wallet, and mobile money payments through a single checkout or in-person flow. Whether you run an online store, a delivery app, or a subscription service, a gateway bridges customers and acquiring rails while handling authorisation, capture, settlement, and often reconciliation. Providers like Paystack and Flutterwave have made it easier to launch across multiple markets, while local infrastructure continues to deepen around mobile money and instant transfers.

When choosing a gateway, people typically weigh coverage first, which payment methods and countries are supported, and how reliable success rates are during peak traffic. Next come integration options, including APIs, plugins, hosted checkout, and terminals, plus tooling like [Payment Links](/tags/payment-links) and [Invoicing](/tags/invoicing). Pricing and settlement speed matter, as do chargeback handling, fraud controls, reporting, and the ability to collect or pay out across borders with [Multi-currency](/tags/multi-currency) support.

Liners curates payment gateway products with hands-on, subject-matter review, focusing on real merchant onboarding, supported rails, and the practical details that affect day-to-day operations. Use this page to compare gateways by feature fit, geography, and business model, then explore adjacent spaces like [Fintech](/categories/fintech), [Quick Commerce](/categories/quick-commerce), and vertical needs in [Gaming](/tags/gaming) including [Betting & Prediction Markets](/categories/betting-prediction-markets) and [Media & Entertainment](/categories/media-entertainment).

## Products

| Name | URL | Tagline | Country | Rating |
| --- | --- | --- | --- | --- |
| Zoyk | /zoyk | Collect and settle payments across online and offline channels | Zambia |  |
| Woliz | /woliz | Digitize nanostores with POS, payments, and loyalty | Morocco |  |
| Flick | /flick | One connection for global payments, accounts, and financial data | Nigeria |  |
| Swahilies | /swahilies | Track business performance and accept customer payments | Tanzania |  |
| Nairagram | /nairagram | Integrate payouts, mobile wallets, and cash pickup across Africa | Nigeria |  |
| Arca | /arca | Payment processing, collections, and disbursements for Africa | Nigeria |  |
| 3Line | /3line | Payment infrastructure for cards, USSD, QR, and transfers | Nigeria | 5 |
| Maishapay | /maishapay | The all‑in‑one financial platform you’ve been looking for. | DR Congo | 3 |
| Lemonade Payments | /lemonade-payments | Powerful Platform. Simplifies Finances. | Kenya |  |
| Woven Finance | /woven-finance | Accept, collect, and automate payments across channels | Nigeria |  |
| Transactpay | /transactpay | Accept card, transfer, and debit payments from anywhere | Nigeria |  |
| MovePayment | /movepayment | Pay by bank checkout with instant merchant payouts | Cameroon |  |
| CYNOD | /cynod | Run private payments across multiple sites and channels | Senegal |  |
| Banknbox | /banknbox | Digital banking, card issuing, and acquiring in one platform | Egypt |  |
| LINK | /link | Convert and monetize FX across stablecoins and fiat | Nigeria |  |
| Ceviant | /ceviant | Fueling ambition, securing tomorrow. | Nigeria |  |
| CashAfrica | /cashafrica | API infrastructure for NFC tap-to-pay across Africa | Nigeria | 4.5 |
| Bitlipa | /bitlipa | One API for African collections, payouts & stablecoin settlement | Kenya |  |
| Vantagepay | /vantagepay | White-label online payments for African merchants | South Africa |  |

## Related pages

- [Search products](/search)
- [Best products](/best)

## Access and citation

- [Canonical HTML page](https://liners.com/tags/payment-gateway?page=5)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)