---
title: "Payment Gateway software products"
description: "Compare the best payment gateways in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026."
canonical_url: "https://liners.com/tags/payment-gateway?page=2"
markdown_url: "https://liners.com/tags/payment-gateway.md?page=2"
type: "taxonomy"
language: "en"
updated_at: "2026-10-10T03:01:37.568Z"
---

# Payment Gateway software products

Compare the best payment gateways in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026.

## Breadcrumbs

- [Tags](/tags)
- [Payment Gateway](/tags/payment-gateway)

## Summary

Compare the best payment gateways in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026.

## About this page

Payment gateways are the connective tissue of African commerce, helping businesses accept card, bank transfer, wallet, and mobile money payments through a single checkout or in-person flow. Whether you run an online store, a delivery app, or a subscription service, a gateway bridges customers and acquiring rails while handling authorisation, capture, settlement, and often reconciliation. Providers like Paystack and Flutterwave have made it easier to launch across multiple markets, while local infrastructure continues to deepen around mobile money and instant transfers.

When choosing a gateway, people typically weigh coverage first, which payment methods and countries are supported, and how reliable success rates are during peak traffic. Next come integration options, including APIs, plugins, hosted checkout, and terminals, plus tooling like [Payment Links](/tags/payment-links) and [Invoicing](/tags/invoicing). Pricing and settlement speed matter, as do chargeback handling, fraud controls, reporting, and the ability to collect or pay out across borders with [Multi-currency](/tags/multi-currency) support.

Liners curates payment gateway products with hands-on, subject-matter review, focusing on real merchant onboarding, supported rails, and the practical details that affect day-to-day operations. Use this page to compare gateways by feature fit, geography, and business model, then explore adjacent spaces like [Fintech](/categories/fintech), [Quick Commerce](/categories/quick-commerce), and vertical needs in [Gaming](/tags/gaming) including [Betting & Prediction Markets](/categories/betting-prediction-markets) and [Media & Entertainment](/categories/media-entertainment).

## Products

| Name | URL | Tagline | Country | Rating |
| --- | --- | --- | --- | --- |
| CinetPay | /cinetpay | Accept online payments across Francophone Africa with one API. | Côte d'Ivoire |  |
| Payfast | /payfast | Accept online and in-store payments across South Africa | South Africa |  |
| Onafriq | /onafriq | Interoperable payments across Africa via one integration | South Africa |  |
| Netcash | /netcash | All-in-one business payments and cash flow management | South Africa |  |
| Ozow | /ozow | Ozow accept instant bank-to-bank payments without cards | South Africa |  |
| Kora | /kora | One integration for pay-ins, payouts, and settlements across Africa | Nigeria |  |
| Fincra | /fincra | Collect payments and send payouts across borders with one API | Nigeria | 5 |
| KongaPay | /kongapay | Mobile wallet, payments, and POS tools for Nigeria | Nigeria | 5 |
| Klasha | /klasha | Accept and send cross-border payments in local currencies | Nigeria | 5 |
| Squad | /squad | Accept online and in-person payments across Africa | Nigeria |  |
| Kyshi | /kyshi | Collect African local payments and settle globally | South Africa |  |
| expressPay | /expresspay | Accept payments and send money across Ghana | Ghana |  |
| Hubtel | /hubtel | Integrate mobile money, cards, bank transfers, and bills via APIs | Ghana |  |
| EFT Corporation | /eft-corporation | Payment infrastructure for modern banking and card programs | South Africa |  |
| Xente | /xente | Collect and send payments across African markets | Uganda |  |
| PawaPay | /pawapay | Collect and pay out mobile money across Africa with one API | Kenya |  |
| Leatherback | /leatherback | Multi-currency accounts and cross-border transfers in one app | Nigeria | 4 |
| TransFi | /transfi | Stablecoin-powered cross-border payments and payouts | Nigeria |  |
| tpay Mobile | /tpay-mobile | Accept mobile payments across META with one API | Egypt |  |

## Related pages

- [Search products](/search)
- [Best products](/best)

## Access and citation

- [Canonical HTML page](https://liners.com/tags/payment-gateway?page=2)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)