---
title: "Payment Gateway software products"
description: "Compare the best payment gateways in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026."
canonical_url: "https://liners.com/tags/payment-gateway"
markdown_url: "https://liners.com/tags/payment-gateway.md"
type: "taxonomy"
language: "en"
updated_at: "2026-10-10T03:01:37.568Z"
---

# Payment Gateway software products

Compare the best payment gateways in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026.

## Breadcrumbs

- [Tags](/tags)
- [Payment Gateway](/tags/payment-gateway)

## Summary

Compare the best payment gateways in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026.

## About this page

Payment gateways are the connective tissue of African commerce, helping businesses accept card, bank transfer, wallet, and mobile money payments through a single checkout or in-person flow. Whether you run an online store, a delivery app, or a subscription service, a gateway bridges customers and acquiring rails while handling authorisation, capture, settlement, and often reconciliation. Providers like Paystack and Flutterwave have made it easier to launch across multiple markets, while local infrastructure continues to deepen around mobile money and instant transfers.

When choosing a gateway, people typically weigh coverage first, which payment methods and countries are supported, and how reliable success rates are during peak traffic. Next come integration options, including APIs, plugins, hosted checkout, and terminals, plus tooling like [Payment Links](/tags/payment-links) and [Invoicing](/tags/invoicing). Pricing and settlement speed matter, as do chargeback handling, fraud controls, reporting, and the ability to collect or pay out across borders with [Multi-currency](/tags/multi-currency) support.

Liners curates payment gateway products with hands-on, subject-matter review, focusing on real merchant onboarding, supported rails, and the practical details that affect day-to-day operations. Use this page to compare gateways by feature fit, geography, and business model, then explore adjacent spaces like [Fintech](/categories/fintech), [Quick Commerce](/categories/quick-commerce), and vertical needs in [Gaming](/tags/gaming) including [Betting & Prediction Markets](/categories/betting-prediction-markets) and [Media & Entertainment](/categories/media-entertainment).

## Products

| Name | URL | Tagline | Country | Rating |
| --- | --- | --- | --- | --- |
| JumiaPay | /jumiapay | Pay for online shopping with escrow protection and fast refunds | Nigeria |  |
| Paystack | /paystack | Accept online and offline payments across multiple channels | Nigeria | 4.5 |
| Flutterwave | /flutterwave | Accept and send payments across Africa and beyond | Nigeria | 3.4 |
| Interswitch | /interswitch | Digital payment infrastructure for everyday transactions | Nigeria | 5 |
| SnapScan | /snapscan | Accept QR code payments in-store, online, or by link | South Africa |  |
| Digital Virgo | /digital-virgo | Connect telcos, merchants via alternative mobile payments | Côte d'Ivoire |  |
| Pesapal | /pesapal | Accept M-Pesa, card, and NFC payments across channels | Kenya |  |
| Yellow Card | /yellow-card | Stablecoin and fiat payments infrastructure for emerging markets | Nigeria |  |
| OPay Business | /opay-business | Accept POS payments with instant settlement to your account | Nigeria | 4.3 |
| Carry1st | /carry1st | Publish, sell, and get paid for games across Africa | South Africa |  |
| DPO Pay | /dpo-pay | Accept card and mobile money payments across Africa | Kenya | 3 |
| Peach Payments | /peach-payments | Orchestrate online and in-store payments across Africa | South Africa |  |
| Cellulant | /cellulant | Cellulant accept and manage payments across African markets via one API | Kenya |  |
| Kopo Kopo | /kopo-kopo | Accept M-Pesa payments, pay suppliers, and access credit | Kenya |  |
| Remita | /remita | One platform to pay bills, send money, and get paid | Nigeria | 5 |
| eTranzact | /etranzact | Multi-channel payment switching and processing for Africa | Nigeria | 5 |
| iKhokha | /ikhokha | Accept card payments anywhere, anytime. | South Africa | 3 |
| Stitch | /stitch | Enterprise online payments through one South African API | South Africa | 3 |
| PayDunya | /paydunya | Accept, collect, and disburse payments across West Africa | Senegal |  |

## Related pages

- [Search products](/search)
- [Best products](/best)

## Access and citation

- [Canonical HTML page](https://liners.com/tags/payment-gateway)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)