---
title: "P2P software products"
description: "Compare the best p2p payment apps in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026."
canonical_url: "https://liners.com/tags/p2p"
markdown_url: "https://liners.com/tags/p2p.md"
type: "taxonomy"
language: "en"
updated_at: "2026-10-06T16:49:26.790Z"
---

# P2P software products

Compare the best p2p payment apps in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026.

## Breadcrumbs

- [Tags](/tags)
- [P2P](/tags/p2p)

## Summary

Compare the best p2p payment apps in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026.

## Products

| Name | URL | Tagline | Country | Rating |
| --- | --- | --- | --- | --- |
| Wave | /wave | Deposit, pay bills, and send money at low cost | Senegal |  |
| Remitano | /remitano | Buy, sell, and convert crypto with fiat or gift cards | Nigeria |  |
| Nimiq Pay | /nimiq-pay | Pay in NIM at real-world points of sale | Gambia |  |
| MVola | /mvola | Mobile money for everyday payments, transfers, and savings | Madagascar |  |
| Xend Finance | /xend-finance | DeFi savings, stablecoin yields, and onchain asset tokenization | Nigeria |  |
| PocketApp | /pocketapp | Send, spend, and sell with fast Nigerian transfers | Nigeria | 4.3 |
| Peach Cars | /peach-cars | Buy and sell used cars in Nairobi with trusted checks | Kenya |  |
| Cashi | /cashi | Send, receive, and pay instantly with a secure digital wallet | Sudan | 4 |
| Octo | /octo | Manage payments and everyday spending in one app and card | Egypt |  |
| Zap by Paystack | /zap-by-paystack | Fast, secure bank transfers for everyday spending | Nigeria | 5 |
| Bitoshi Africa | /bitoshi-africa | Buy, sell, and send crypto with local currency | Nigeria |  |
| Squareme | /squareme | Send money by phone number, pay bills, spend globally | Nigeria |  |
| Coast | /coast | Trade gift cards and crypto for instant cash payouts | Nigeria | 5 |
| Conductor.NG | /conductor-ng | Book scheduled shared seats on your daily route | Nigeria |  |
| Cashir | /cashir | Withdraw cash nearby and send money in under a minute | Nigeria |  |
| Fxbud | /fxbud | Trade and send money across borders at your own rate | Nigeria |  |
| Nefer | /nefer | Send, receive, and convert money between Nigeria and Canada | Nigeria |  |
| SurgePay | /surgepay | Send, spend, and exchange stablecoins across borders | Nigeria |  |
| Ratefy | /ratefy | Trade foreign currency to Naira with escrow protection | Nigeria |  |

## Related pages

- [Search products](/search)
- [Best products](/best)

## Access and citation

- [Canonical HTML page](https://liners.com/tags/p2p)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)