---
title: "Lending and Loans software products"
description: "Compare the best loan apps in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026."
canonical_url: "https://liners.com/tags/lending?page=12"
markdown_url: "https://liners.com/tags/lending.md?page=12"
type: "taxonomy"
language: "en"
updated_at: "2026-10-10T03:01:36.119Z"
---

# Lending and Loans software products

Compare the best loan apps in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026.

## Breadcrumbs

- [Tags](/tags)
- [Lending and Loans](/tags/lending)

## Summary

Compare the best loan apps in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026.

## About this page

Across Africa, digital lending has become a practical bridge between income cycles and urgent needs, from instant microloans and salary advances to buy-now-pay-later, SME working capital, and asset-backed finance like vehicle, solar, and agri-input loans. You will also find platforms that route applications to multiple lenders, plus lending infrastructure that other providers integrate to originate and service credit. Many of these products sit within broader [Fintech](/categories/fintech) ecosystems, where credit, payments, and wallets often connect.

When comparing lending and loan products, look beyond speed to the full borrowing experience. Key checks include eligibility and KYC requirements, pricing transparency on interest and fees, repayment methods, and what happens if you miss a payment. For founders and operators evaluating lending-as-a-service, focus on underwriting signals, collections and servicing tooling, reporting, regulatory coverage, and integrations with [Banking](/categories/banking) and [Bill Payments](/tags/bill-payments). Use cases vary by sector, for example property finance in [Real Estate & Property](/categories/real-estate-property) or input financing in [Agri Tech](/categories/agritech).

Liners curates lending products with hands-on review, checking that each option genuinely enables applying for, receiving, and repaying credit, or provides infrastructure lenders can rely on. Browse this page to compare loan apps, BNPL, and lender platforms by geography, target customer, and feature depth, and cross-reference adjacent capabilities like [Savings](/tags/savings) and [Investments](/tags/investments) when a bundled money app matters.

## Products

| Name | URL | Tagline | Country | Rating |
| --- | --- | --- | --- | --- |
| FlipmoCredit | /flipmocredit | Get a short-term loan in minutes, paid to your e-wallet | Zambia |  |
| Kashbean | /kashbean | Get mobile loans in Kenya paid to M-PESA | Kenya |  |
| Impiya | /impiya | Get instant short-term loans to your mobile money account | Zambia |  |
| AgilKz | /agilkz | Short-term personal loans in minutes, fully online | Angola |  |
| LEO CASH | /leo-cash | Apply for a cash loan in minutes in Kenya | Kenya |  |
| Fleximpiya | /fleximpiya | Instant, collateral-free cash loans online | Zambia |  |
| Meta Loan | /meta-loan | Apply for short-term loans and receive funds via M-PESA | Kenya |  |
| Gogetcredit | /gogetcredit | Apply for short-term personal loans in minutes | Nigeria | 3.6 |
| AdvancePoa | /advancepoa | Get instant personal loans in Kenya without collateral | Kenya |  |
| DigitCash | /digitcash | Apply for a personal loan and get a fast decision | Nigeria |  |
| LendMax | /lendmax | Get unsecured loans fast, directly to your bank | Nigeria |  |
| PesaLink | /pesalink | Get quick short-term mobile loans in Tanzania | Tanzania |  |
| Pratico Speed | /pratico-speed | Get short-term credit to cover urgent cash needs | Angola |  |
| Peony Money | /peony-money | Apply for personal loans from a mobile app | Cameroon |  |
| Lever credit | /lever-credit | Apply for a personal loan in minutes from your phone | Ghana |  |
| Dove Cash | /dove-cash | Get short-term loans online with fast approval | Uganda |  |
| CrediFex | /credifex | Get paid on invoices in 48 hours without collateral | Nigeria |  |
| True Loan | /true-loan | Apply online for short-term personal loans in Nigeria | Nigeria | 3.7 |
| Eyokash | /eyokash | Get fast unsecured personal loans in Nigeria | Nigeria | 3.7 |

## Related pages

- [Search products](/search)
- [Best products](/best)

## Access and citation

- [Canonical HTML page](https://liners.com/tags/lending?page=12)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)