---
title: "Sycamore: Loan App in Nigeria"
description: "Get personal or business loans in Nigeria, invest with curated plans up to 24% p.a., set target savings goals, and pay bills or send money via a wallet."
canonical_url: "https://liners.com/sycamore"
markdown_url: "https://liners.com/sycamore.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/sycamore/screenshot.webp?v=1772885412815"
published_at: "2026-03-20T08:46:30.026Z"
updated_at: "2026-10-05T15:19:57.855Z"
---

# Sycamore: Loan App in Nigeria

Get personal or business loans in Nigeria, invest with curated plans up to 24% p.a., set target savings goals, and pay bills or send money via a wallet.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Sycamore](/sycamore)

## Summary

Borrow, save, invest, and pay bills in one app

A Nigerian fintech app for individuals and businesses to get personal or business loans, invest up to 24% p.a., save to goals, transfer money, and pay bills.

## Product details

| Field | Value |
| --- | --- |
| Website | http://www.sycamore.ng/ |
| Tagline | Borrow, save, invest, and pay bills in one app |
| Primary country | Nigeria |
| Platforms | Android, iOS, Web |
| Average rating | 5 |
| Published reviews | 1 |
| Verified listing | Yes |

## About the product

Sycamore is a Nigerian fintech platform and mobile app for individuals, freelancers, and SMEs that combines **loans**, **savings**, **investments**, and **everyday payments** in one place.

Key capabilities include:
- **Personal and business loans** for different needs, with app-based access to funding.
- **Investments and asset management** with curated investment plans advertised at **up to 24% interest per annum**, plus an associated asset management arm (Sycamore Investment and Asset Management Limited) that holds a **SEC (Nigeria) fund/portfolio manager licence**.
- **Target savings plans** that help users save towards specific goals such as a car, phone, or travel.
- **Payments and transfers** including a **personalised wallet** with a unique account number, **bill payments**, **recurring transfers**, and **payment tags** for requesting money.
- **Peer-to-peer lending and borrowing** with “Lend to Friends/Loans Friends” features to lend to friends and track repayments.

Available on **Android** and **iOS**, with supporting **web pages** for product information and access.

Sycamore targets Nigerian retail customers who want to borrow, save, invest, send money, and pay bills from one app, as well as businesses seeking funding and investment management.

It is notable in Nigeria’s fintech market for operating as both a digital lender and an asset manager, and for reporting over **₦10 billion in assets under management** and about **300,000 users**.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Investments](/tags/investments): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [Savings](/tags/savings): Product feature or technology
- [Wealth Management](/tags/wealth-management): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/sycamore/alternatives)
- [Reviews](/sycamore/reviews)
- [Transparency](/sycamore/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/sycamore)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)