---
title: "SwyftPay: Money Transfer App in Nigeria"
description: "Receive and send USD in Nigeria, convert to NGN, and create Visa/Mastercard USD virtual cards (permanent or Flashcards). Buy MTN airtime/data."
canonical_url: "https://liners.com/swyftpay"
markdown_url: "https://liners.com/swyftpay.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/swyftpay/screenshot.webp?v=1773399664914"
published_at: "2026-03-13T11:02:26.980Z"
updated_at: "2026-10-06T10:39:54.825Z"
---

# SwyftPay: Money Transfer App in Nigeria

Receive and send USD in Nigeria, convert to NGN, and create Visa/Mastercard USD virtual cards (permanent or Flashcards). Buy MTN airtime/data.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [SwyftPay](/swyftpay)

## Summary

Send, convert, and spend USD from Nigeria in minutes

A remittance and virtual card app for Nigerians to send and receive USD, convert to NGN, create USD Visa/Mastercard cards, and buy airtime or data.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.swyftpay.io/ |
| Tagline | Send, convert, and spend USD from Nigeria in minutes |
| Primary country | Nigeria |
| Platforms | Web, Android, iOS |
| Average rating | 3.7 |
| Published reviews | 4 |
| Verified listing | No |

## About the product

SwyftPay is a remittance and payments app for individuals in Nigeria who need to receive, send, convert, and spend **USD and NGN** for international and local transactions.

Key capabilities include:
- **Global USD transfers**: Send and receive USD “like a local”, including **Tag Transfers** that use usernames for peer-to-peer payments.
- **Multi-currency wallets and conversion**: Hold **USD and NGN wallets** and convert between currencies inside the app.
- **Virtual dollar cards for international payments**: Create **Visa and Mastercard USD virtual cards**, including **permanent cards** and **Flashcards** for one-off or quick payments on supported merchants.
- **Airtime and data purchases**: Buy airtime or data (for example, **MTN**) from within the app.
- **24/7 AI agent**: Use an in-app AI agent to send money, convert currencies, create cards, buy airtime, and get answers from the web.

Available on **Web**, **Android**, and **iOS**.

It targets **B2C users in Nigeria**, including freelancers, students, business owners, and everyday users who need cross-border payments, subscriptions, and card payments in USD.

Notable in the Nigerian market for being **available only in Nigeria** while focusing on USD receipts, conversions, and virtual cards for international platforms; the website also states it is **trusted by 30k+ Nigerians**.

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Bill Payments](/tags/bill-payments): Product feature or technology
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [Multi-currency](/tags/multi-currency): Product feature or technology
- [Remittances](/tags/remittances): Product feature or technology
- [Virtual Cards](/tags/virtual-cards): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/swyftpay/alternatives)
- [Reviews](/swyftpay/reviews)
- [Transparency](/swyftpay/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/swyftpay)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)