---
title: "Swerv: Payment Gateway in Nigeria"
description: "Issue NGN & USD virtual cards in Nigeria, run multi-currency payouts/collections (NGN, USD, GBP, EUR) plus invoicing via APIs & dashboard."
canonical_url: "https://liners.com/swerv"
markdown_url: "https://liners.com/swerv.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/swervpay/screenshot.webp?v=1776238154570"
published_at: "2026-04-16T13:19:40.557Z"
updated_at: "2026-10-06T16:18:16.866Z"
---

# Swerv: Payment Gateway in Nigeria

Issue NGN & USD virtual cards in Nigeria, run multi-currency payouts/collections (NGN, USD, GBP, EUR) plus invoicing via APIs & dashboard.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Swerv](/swerv)

## Summary

APIs for card issuing, payouts, and collections in Africa

A fintech API platform for African businesses to issue virtual cards, run multi-currency payouts and collections, and manage invoicing with developer documentation.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.swervpay.co/ |
| Tagline | APIs for card issuing, payouts, and collections in Africa |
| Primary country | Nigeria |
| Platforms | Web, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Swerv (Swervpay) is a payment gateway and fintech API platform for fintechs and businesses that need to accept payments, send payouts, and issue cards for customers across Africa.

Key capabilities include:

- **Card issuing API**: Issue **Naira and USD virtual cards** for customer spend and business expense use cases.
- **Payouts**: Send payouts via API, with a **fallback system** designed to limit payout downtime by **98%**.
- **Collections and wallets**: Accept payments and manage funds across multiple currencies in a single wallet (site and documentation reference **NGN, USD, GBP, EUR**, plus digital currencies; current multi-currency availability may vary).
- **Invoicing**: Generate invoices to support billing and transaction reconciliation.

Available via **Web dashboard** and **APIs**, with developer resources including documentation, SDKs, API reference, changelog, status page, and code snippets for **NodeJS, Go, PHP, Dart, and cURL**.

Target users include **fintech companies, payment platforms, and businesses** building pay-in, payout, and card products for end customers.

Notable for its Nigeria-based footprint (Swerv Limited) and adoption by organizations such as **VFD Microfinance Bank**, **Gowagr!**, **CircleFunds**, **Dexpay**, **YangaPlug**, **Swyftpay**, and **Instadrop**, plus an integration-focused developer experience for West African payment operations.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [Bulk Payments](/tags/bulk-payments): Product feature or technology
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [Invoicing](/tags/invoicing): Product feature or technology
- [KYC Provider](/tags/kyc-provider): Product feature or technology
- [Multi-currency](/tags/multi-currency): Product feature or technology
- [Payment Gateway](/tags/payment-gateway): Product feature or technology
- [Virtual Cards](/tags/virtual-cards): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/swerv/alternatives)
- [Reviews](/swerv/reviews)
- [Transparency](/swerv/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/swerv)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)