---
title: "Summit Bank: Non-interest Banking in Nigeria"
description: "Open Shariah-compliant accounts and get Murabaha or Ijara financing in Nigeria, plus internet banking and USSD transfers via *950#."
canonical_url: "https://liners.com/summit-bank"
markdown_url: "https://liners.com/summit-bank.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/summit-bank/screenshot.png?v=1786814274274"
published_at: "2026-08-15T17:18:42.268Z"
updated_at: "2026-09-30T03:00:37.868Z"
---

# Summit Bank: Non-interest Banking in Nigeria

Open Shariah-compliant accounts and get Murabaha or Ijara financing in Nigeria, plus internet banking and USSD transfers via \*950#.

## Breadcrumbs

- [Banking](/categories/banking)
- [Summit Bank](/summit-bank)

## Summary

Non-interest banking for personal and business finance

A Nigerian non-interest bank offering Shariah-compliant accounts, financing, treasury and investment products, plus internet, mobile, and USSD banking for individuals and businesses.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.summitbankng.com/ |
| Tagline | Non-interest banking for personal and business finance |
| Primary country | Nigeria |
| Platforms | Web, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Summit Bank is a Nigerian **non-interest bank** that provides Shariah-compliant personal, SME, and corporate banking services through digital channels and a physical branch network.

Key capabilities include:
- **Deposit accounts** for individuals and businesses, including **Current Account (Qard)**, **Savings Account (Mudarabah)**, **Summit MTD (Mudarabah)**, and **domiciliary accounts**.
- **Business and corporate banking** with products such as **Corporate Current Account (Qard)**, **cost-plus finance (Murabaha)**, **lease-to-own finance (Ijara)**, and **Customized Investment Plan (CIP)**.
- **Financing, treasury, and investments**, including **trade and working capital financing**, **personal financing**, and **treasury and investment products** positioned as Shariah-compliant.
- **Digital and alternative banking** options such as **internet banking**, **USSD banking via *950#**, and messaging that highlights **instant transactions** and **digital security** protections.

Available on **Web**, with mobile access referenced for **Android** and **iOS**.

Target users include **individual customers**, **Nigerian SMEs**, and **corporate organisations** looking for non-interest deposit, financing, and investment options.

Notable in the Nigerian market, the institution states it was incorporated in **2024** and licensed by the **Central Bank of Nigeria** (CBN) in **2025** to provide non-interest banking services, with branch locations listed in **Abuja, Kaduna, Kano, and Lagos**.

## Features

- [Banking](/categories/banking): Category
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Commercial Bank](/tags/commercial-bank): Product feature or technology
- [Investments](/tags/investments): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [Savings](/tags/savings): Product feature or technology
- [USSD](/tags/ussd): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/summit-bank/alternatives)
- [Reviews](/summit-bank/reviews)
- [Transparency](/summit-bank/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/summit-bank)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)