---
title: "straitPay: Cross-Border Payments in Africa"
description: "Send and receive cross-border payments in Nigeria, Kenya & Ghana with a multi-currency wallet. Free wallet-to-wallet, plus one flat rate transfers."
canonical_url: "https://liners.com/straitpay"
markdown_url: "https://liners.com/straitpay.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/straitpay/screenshot.webp?v=1773038582653"
published_at: "2026-03-09T18:21:58.502Z"
updated_at: "2026-10-06T16:18:16.673Z"
---

# straitPay: Cross-Border Payments in Africa

Send and receive cross-border payments in Nigeria, Kenya & Ghana with a multi-currency wallet. Free wallet-to-wallet, plus one flat rate transfers.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [straitPay](/straitpay)

## Summary

Pay and get paid across African borders in local currency

A fintech app for individuals, businesses, and traders to hold African currencies, send cross-border payments, pay bills and vendors, and run payouts with transparent fees.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.straitpay.com/ |
| Tagline | Pay and get paid across African borders in local currency |
| Primary country | Nigeria |
| Platforms | iOS, Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

straitPay is a fintech payment platform for individuals and businesses that need to hold and move money across African countries using local currencies.

Key capabilities include:
- **Multi-currency wallet** to hold and use local African currencies for cross-border activity, reducing the need to carry cash while traveling or trading.
- **Cross-border transfers and wallet-to-wallet payments** for paying friends, family, vendors, staff, and suppliers; wallet-to-wallet transfers are **free**, and cross-border transfers use **one flat, transparent rate**.
- **Bills and everyday payments** including **airtime top-ups** and **bill payments**, plus **payment links** for receiving payments.
- **Business payouts** to staff and suppliers, designed for faster operational payments.

Available on **Android** and **iOS**.

Target users include individuals paying bills or sending money across borders, SMEs and merchants running vendor or staff payouts, and cross-border traders operating between markets such as Nigeria and Ghana.

Notable context: the company reports operations in multiple African markets (including Nigeria and Ghana), offers services in partnership with **licensed entities** in each jurisdiction, and lists Canadian service provision through **Aspera Pay Inc** (MSB number **M23129039**). It also won **Fintech Startup of the Year** at the **London Startup Awards 2023** and was founded in **2022**.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [Multi-currency](/tags/multi-currency): Product feature or technology
- [Payment Links](/tags/payment-links): Product feature or technology
- [Ghana](/countries/ghana): Market
- [Kenya](/countries/kenya): Market
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/straitpay/alternatives)
- [Reviews](/straitpay/reviews)
- [Transparency](/straitpay/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/straitpay)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)