---
title: "StableFlow: Stablecoin Payments in Nigeria"
description: "Accept USDT/USDC via one static QR code or payment links in Nigeria. Get instant NGN bank settlement with real-time rates + 0.1% cashback."
canonical_url: "https://liners.com/stable-flow"
markdown_url: "https://liners.com/stable-flow.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/stable-flow/screenshot.webp?v=1774096729221"
published_at: "2026-03-21T20:32:12.971Z"
updated_at: "2026-10-06T14:27:45.432Z"
---

# StableFlow: Stablecoin Payments in Nigeria

Accept USDT/USDC via one static QR code or payment links in Nigeria. Get instant NGN bank settlement with real-time rates + 0.1% cashback.

## Breadcrumbs

- [Crypto & Web3](/categories/crypto-web3)
- [StableFlow](/stable-flow)

## Summary

Accept USDT and USDC with instant naira bank payouts

A web payments tool for Nigerian merchants to accept USDT or USDC via QR code or payment links and get instant naira settlement to bank accounts.

## Product details

| Field | Value |
| --- | --- |
| Website | https://stableflowhq.com/ |
| Tagline | Accept USDT and USDC with instant naira bank payouts |
| Primary country | Nigeria |
| Platforms | Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | Yes |

## About the product

StableFlow is a web-based stablecoin payment acceptance tool for Nigerian businesses that want to take **USDT** or **USDC** from customers and receive **naira payouts** to a bank account.

Key capabilities include:

- **One static QR code for every payment**, suitable for in-store checkout, so cashiers can enter the amount and customers can pay without generating new codes each time.
- **Payment links for remote or online collection**, useful for taking stablecoin payments from customers outside the physical store.
- **Automatic conversion and instant naira settlement**, so stablecoin payments convert and settle in NGN without manual off-ramping or waiting.
- **Real-time rate conversion** (NGN to USDC) and **0.1% cashback per transaction**, credited to the merchant account.

Available on **Web**.

Built for **merchants and everyday Nigerian businesses** that want to accept stablecoin payments at checkout or online while settling in spendable naira.

Notable in Nigeria’s payments landscape because it connects customers holding “digital dollars” to local merchants that need NGN settlement, and it includes a **merchant discovery** directory to find nearby businesses that accept stablecoin payments.

## Features

- [Crypto & Web3](/categories/crypto-web3): Category
- [B2B](/tags/b2b): Product feature or technology
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [Payment Gateway](/tags/payment-gateway): Product feature or technology
- [Payment Links](/tags/payment-links): Product feature or technology
- [Stablecoins](/tags/stablecoins): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/stable-flow/alternatives)
- [Reviews](/stable-flow/reviews)
- [Transparency](/stable-flow/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/stable-flow)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)