---
title: "Sofrisofri: Digital Banking in Nigeria"
description: "Open a Nigerian account, send bank transfers, pay electricity/cable TV, buy airtime/data, and request Nano Loans, Salary Advance or SME loans."
canonical_url: "https://liners.com/sofri"
markdown_url: "https://liners.com/sofri.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/sofri/screenshot.webp?v=1789743422358"
published_at: "2026-09-18T14:58:11.559Z"
updated_at: "2026-10-06T12:48:38.258Z"
---

# Sofrisofri: Digital Banking in Nigeria

Open a Nigerian account, send bank transfers, pay electricity/cable TV, buy airtime/data, and request Nano Loans, Salary Advance or SME loans.

## Breadcrumbs

- [Banking](/categories/banking)
- [Sofri](/sofri)

## Summary

Digital banking, transfers, bills, and quick loans in one app

A Nigerian digital banking and lending platform for individuals and businesses to open accounts, transfer money, pay bills, buy airtime/data, and request loans.

## Product details

| Field | Value |
| --- | --- |
| Website | https://sofrisofri.com/ |
| Tagline | Digital banking, transfers, bills, and quick loans in one app |
| Primary country | Nigeria |
| Platforms | Android, iOS, Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Sofri is a Nigerian **digital banking and lending platform** for individuals and businesses, offering mobile banking services, everyday payments, and in-app access to credit.

Key capabilities include:
- **Mobile account and payments**: open and manage an account, send money to other banks, and track transfers using a **real-time transfer monitor**.
- **Bills and top-ups**: pay **electricity and utility bills**, manage **cable TV** subscriptions, and buy **airtime and data** across major mobile networks.
- **In-app loans**: apply for **Nano Loans**, **Salary Advance** (including the **Employee Loan Program, ELP**), and **SME loans** after completing required **KYC** and using the app regularly.
- **Business banking tools**: accept payments via **SofriPay POS** (with **real-time reports**, **automated dispute resolution**, and **network monitoring**), and handle larger transactions through **Corporate Internet Banking**.

Available on **Android** and **iOS**, with **Corporate Internet Banking on the web** and a **USSD** option for access without mobile data.

Designed for **Nigerian retail banking customers**, **SMEs**, and **corporate clients** that need transfers, bill payments, POS collections, and digital lending in one place.

Notable in Nigeria’s fintech and microfinance market for being **powered by Sofri Trust Microfinance Bank** (a **DLM Capital Group** member) and for shipping consumer-focused features such as **biometric transfer confirmation** and privacy controls like **dummy balance** and **auto-hide balance**.

## Features

- [Banking](/categories/banking): Category
- [B2B2C](/tags/b2b2c): Product feature or technology
- [Bill Payments](/tags/bill-payments): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [Neobanks](/tags/neobanks): Product feature or technology
- [Physical Cards](/tags/physical-cards): Product feature or technology
- [POS](/tags/pos): Product feature or technology
- [USSD](/tags/ussd): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/sofri/alternatives)
- [Reviews](/sofri/reviews)
- [Transparency](/sofri/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/sofri)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)