---
title: "Smilepay: Send Money to Ethiopia in Africa"
description: "Send money to Ethiopia to bank accounts or Smilepay users, request payments, and pay utility bills or airtime. KYC/AML in under 2 minutes."
canonical_url: "https://liners.com/smile-pay"
markdown_url: "https://liners.com/smile-pay.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/smilepay/screenshot.webp?v=1774099721610"
published_at: "2026-03-22T19:44:27.490Z"
updated_at: "2026-10-06T16:41:15.416Z"
---

# Smilepay: Send Money to Ethiopia in Africa

Send money to Ethiopia to bank accounts or Smilepay users, request payments, and pay utility bills or airtime. KYC/AML in under 2 minutes.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Smilepay](/smile-pay)

## Summary

Send money to Ethiopia instantly and pay bills from abroad

A mobile app for the Ethiopian diaspora to send cross-border money to Ethiopia, request payments, buy airtime, and pay utility bills from anywhere.

## Product details

| Field | Value |
| --- | --- |
| Website | https://smilepay.app/ |
| Tagline | Send money to Ethiopia instantly and pay bills from abroad |
| Primary country | Ethiopia |
| Platforms | Android, iOS, Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Smilepay is a mobile payments and remittance app for people abroad who need to send money and pay for services for family and friends in Ethiopia.

Key capabilities include:
- **Cross-border transfers to Ethiopia**: send money to **Ethiopian bank accounts** or to **Smilepay users**, with support for a **SmileTag** or bank details.
- **Request money**: ask friends or family abroad to send funds through the app.
- **Bills and top-ups**: **pay utility bills** and **buy airtime** for someone back home.
- **Identity verification**: **KYC/AML verification** designed to complete in under **2 minutes**.

Available on **Android** and **iOS**.

It primarily serves the **Ethiopian diaspora**, expats, travelers, and individuals abroad supporting recipients in Ethiopia.

Smilepay is notable in the Ethiopia remittance market because it is **licensed by the National Bank of Ethiopia (NBE)** for remittance services and integrates with **29 Ethiopian banks** (per the research brief), supporting cross-border payments into local financial infrastructure.

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Bill Payments](/tags/bill-payments): Product feature or technology
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [QR Payments](/tags/qr-payments): Product feature or technology
- [Remittances](/tags/remittances): Product feature or technology
- [Stablecoins](/tags/stablecoins): Product feature or technology
- [Ethiopia](/countries/ethiopia): Market
- [Ghana](/countries/ghana): Market
- [Kenya](/countries/kenya): Market
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/smile-pay/alternatives)
- [Reviews](/smile-pay/reviews)
- [Transparency](/smile-pay/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/smile-pay)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)