---
title: "Sidian Bank: Banking App in Kenya"
description: "Do everyday and biashara banking in Kenya via web, app or *527#: open accounts online, send to M-Pesa/banks (RTGS, Pesalink), pay bills."
canonical_url: "https://liners.com/sidian-bank"
markdown_url: "https://liners.com/sidian-bank.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/sidianbank/screenshot.webp?v=1786698420340"
published_at: "2026-08-17T05:10:11.771Z"
updated_at: "2026-10-05T05:13:37.137Z"
---

# Sidian Bank: Banking App in Kenya

Do everyday and biashara banking in Kenya via web, app or \*527#: open accounts online, send to M-Pesa/banks (RTGS, Pesalink), pay bills.

## Breadcrumbs

- [Banking](/categories/banking)
- [Sidian Bank](/sidian-bank)

## Summary

Everyday and business banking across web, app, and USSD

Digital and branch banking services for individuals, SMEs, and enterprises in Kenya, including online banking, mobile app and USSD transactions, loans, and merchant payments.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.sidianbank.co.ke/ |
| Tagline | Everyday and business banking across web, app, and USSD |
| Primary country | Kenya |
| Platforms | Web, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Sidian Bank is a full-service commercial bank in Kenya serving individuals, SMEs, and enterprises through branch and **digital banking** channels.

Key digital capabilities include:
- **Internet banking (web portal)** for 24/7 account access and transactions via the online banking login.
- **Mobile banking** through the **SidianVIBE** app and **USSD *527#**, supporting account management, transfers within the bank and to other Kenyan banks (including **RTGS** and **Pesalink**), utility bill payments, airtime purchase, transfers to **M-Pesa**, and access to loans on a phone.
- **Digital account opening**, enabling customers to open an account online and then use mobile and online banking.
- Business-facing digital services such as **Sidian Express** (merchant till payments with real-time cash collection, transaction reporting, and co-branded receipts) and **Sidian Credible** (online bid bond application for customers and non-customers).

Available on **Web**, **Android**, **iOS**, and **USSD**.

Target users include retail customers as well as Kenyan business owners, SMEs, and corporate teams that need day-to-day banking, merchant collections, trade finance, loans, and insurance (bancassurance) access through digital and branch networks.

Notable in the Kenyan market for its “Home of Biashara Banking” focus on entrepreneurs and SMEs, plus added digital services like online bid bond applications and merchant till collections, with regulation by the **Central Bank of Kenya**.

## Features

- [Banking](/categories/banking): Category
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Commercial Bank](/tags/commercial-bank): Product feature or technology
- [Kenya](/countries/kenya): Market

## Related pages

- [Alternatives](/sidian-bank/alternatives)
- [Reviews](/sidian-bank/reviews)
- [Transparency](/sidian-bank/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/sidian-bank)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)