---
title: "Shago Payments: Bill Payments in Nigeria"
description: "Pay electricity, cable TV, tolls and school fees in Nigeria, buy airtime/data, send free bank transfers with receipts, plus book bus/flight."
canonical_url: "https://liners.com/shago-payments"
markdown_url: "https://liners.com/shago-payments.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/shagopayments/screenshot.webp?v=1772548332968"
published_at: "2026-03-19T10:00:08.126Z"
updated_at: "2026-10-05T14:26:58.862Z"
---

# Shago Payments: Bill Payments in Nigeria

Pay electricity, cable TV, tolls and school fees in Nigeria, buy airtime/data, send free bank transfers with receipts, plus book bus/flight.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Shago Payments](/shago-payments)

## Summary

One place to pay bills, transfer money, and buy services

A Nigerian fintech platform for individuals, agents, and merchants to pay utility bills, buy airtime and data, transfer funds, shop online, and book travel.

## Product details

| Field | Value |
| --- | --- |
| Website | https://shagopayments.com/ |
| Tagline | One place to pay bills, transfer money, and buy services |
| Primary country | Nigeria |
| Platforms | Web, Android, iOS, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Shago Payments is a fintech e-market platform in Nigeria for individuals, agents, and merchants to complete everyday electronic transactions, including payments and digital service purchases.

Key capabilities include:
- **Utility and bill payments** for services such as electricity, cable TV, education, and toll fees, plus **airtime and data recharge**.
- **Bank transfers and account services**, including sending money to other banks (listed as free on the website), **real-time receipt**, **account opening**, and **withdrawals**.
- **Commerce and bookings**, including **e-commerce shopping**, **bus ticket booking**, and **flight booking**.
- Additional digital services listed on the site, such as an **examination result checker**, **betting**, and **on-demand services**.

Available on **Web**, **Android**, and **iOS**, with an **API** option listed on the website.

Target users include **B2C customers** making payments and purchasing services, plus **B2B2C agents and merchants** who retail services through an agent network and earn commissions.

It is notable for its stated focus on **rural penetration** and financial inclusion in Nigeria, alongside an established partner ecosystem (billers, banks, telcos, and digital service providers) and an agent acquisition milestone of **3,000+ agents within its first year** (founded in **2020**).

## Features

- [Fintech](/categories/fintech): Category
- [Agent Network](/tags/agent-network): Product feature or technology
- [Bill Payments](/tags/bill-payments): Product feature or technology
- [Marketplace](/tags/marketplace): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/shago-payments/alternatives)
- [Reviews](/shago-payments/reviews)
- [Transparency](/shago-payments/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/shago-payments)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)