---
title: "Settlo Pay: Mobile Money and Payouts API in Tanzania"
description: "Accept M-Pesa, Mixx, Airtel Money, HaloPesa, bank and TANQR payments in Tanzania, send bills on WhatsApp and run same-day payouts by dashboard or API."
canonical_url: "https://liners.com/settlo-pay"
markdown_url: "https://liners.com/settlo-pay.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/settlo-pay/screenshot.webp?v=1792407080419"
published_at: "2026-10-19T10:56:44.144Z"
updated_at: "2026-10-30T16:29:38.631Z"
---

# Settlo Pay: Mobile Money and Payouts API in Tanzania

Accept M-Pesa, Mixx, Airtel Money, HaloPesa, bank and TANQR payments in Tanzania, send bills on WhatsApp and run same-day payouts by dashboard or API.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Settlo Pay](/settlo-pay)

## Summary

Collect and pay out Tanzania payments from one ledger

A Tanzanian payment service for businesses to accept M-Pesa, Mixx, Airtel Money, HaloPesa, bank and TANQR payments and pay out from one balance.

## Product details

| Field | Value |
| --- | --- |
| Website | https://settlopay.co.tz/ |
| Tagline | Collect and pay out Tanzania payments from one ledger |
| Primary country | Tanzania |
| Platforms | Web, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Settlo Pay is a **payment service for Tanzanian businesses** that collects money on every local rail into one balance, then pays it out again from the same **ledger**. It is run by **Settlo Technologies Ltd** in Dar es Salaam.

Key capabilities:
- **Collections**: accept **M-Pesa, Mixx by Yas, Airtel Money, HaloPesa, bank transfers and TANQR** through bills, a **hosted checkout** or the API. A printable TANQR code works at the counter.
- **Bills without code**: create a bill in the dashboard and send it by **WhatsApp, SMS, email or push**. Each bill has its own page and updates when paid.
- **Payouts**: send money to any **bank account or mobile money wallet**, right away or **on a schedule**. Verified businesses get **same-day (T+0) payouts** with no holding period.
- **Ledger and reconciliation**: every movement has an ID, itemised fees and VAT, and the ledger exports to CSV.
- **Developer API**: payments, payouts and full or partial **refunds** (on M-Pesa and Mixx by Yas), **signed webhooks** and **idempotency keys**. There is no sandbox; test keys run on real rails.

Available on a **Web dashboard** and via **API**. Payment links are listed as coming soon.

Customers pay **2.5%** at checkout and the business pays **2%** on payouts, each plus VAT; for TANQR and bank control-number payments the business covers the 2.5%. Sole proprietors, companies and NGOs verify in the dashboard with a **NIDA** ID check, **BRELA** registration and **TIN**. Settlo Pay says it is a payment service provider registered by the **Bank of Tanzania**, and support replies in English or Swahili from Dar es Salaam.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [Bulk Payments](/tags/bulk-payments): Product feature or technology
- [Mobile Money](/tags/mobile-money): Product feature or technology
- [Payment Gateway](/tags/payment-gateway): Product feature or technology
- [QR Payments](/tags/qr-payments): Product feature or technology
- [Tanzania](/countries/tanzania): Market

## Related pages

- [Alternatives](/settlo-pay/alternatives)
- [Reviews](/settlo-pay/reviews)
- [Transparency](/settlo-pay/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/settlo-pay)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)