---
title: "Scrella: Phone and Gadget Insurance Plans — Fees"
description: "Insure phones and gadgets in Nigeria for 12 months from ₦5,500. Claim accidental-damage repairs up to ₦250,000; Custom plans cost 10% DDV."
canonical_url: "https://liners.com/scrella"
markdown_url: "https://liners.com/scrella.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/scrella/screenshot.webp?v=1787081333862"
published_at: "2026-08-19T15:44:55.953Z"
updated_at: "2026-10-05T05:12:15.711Z"
---

# Scrella: Phone and Gadget Insurance Plans — Fees

Insure phones and gadgets in Nigeria for 12 months from ₦5,500. Claim accidental-damage repairs up to ₦250,000; Custom plans cost 10% DDV.

## Breadcrumbs

- [Insurtech](/categories/insurtech)
- [Scrella](/scrella)

## Summary

Insure your devices against accidental damage for less

A Nigeria-based device insurance service that lets individuals and businesses protect phones and gadgets, buy plans, and file accidental-damage claims digitally.

## Product details

| Field | Value |
| --- | --- |
| Website | https://scrella.com/ |
| Tagline | Insure your devices against accidental damage for less |
| Primary country | Nigeria |
| Platforms | Web, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Scrella is a Nigeria-based **device insurance and protection plan** service for individuals and businesses that want affordable cover for smartphones and other portable devices, with a digital sign-up and claims process.

Key capabilities include:
- **Fixed-price and value-based plans** for 12 months, including Mini Guard (₦5,500), Mega Protect (₦10,000), Ultra Shield (₦15,000), plus a **Custom** option priced at **10% of declared device value (DDV)**.
- **Accidental damage protection** with defined repair limits and claim allowances: Mini Guard covers repairs up to **₦50,000** (1 claim per policy lifecycle), Mega Protect up to **₦100,000** (1 claim), Ultra Shield up to **₦250,000** (1 claim), and Custom up to **50% of DDV** (2 claims).
- **Paperless onboarding and claims**, with policy management handled digitally (no paperwork) and access to **phone and chat support**.
- **Protection for new and in-use devices**, including devices that are brand-new or already used.

Available on **Web**, **Android**, and **iOS**.

It primarily serves **Nigerian consumers** insuring personal devices, plus **businesses and organizations** that want to cover multiple devices under a single account (For Business).

Scrella is notable in the Nigerian insurtech market for its clear, tiered pricing and repair limits, and for operating as a technology intermediary that **partners with regulated insurance companies in Nigeria** (it is not an insurance company). It also highlights **NDPR Audit Compliant 2025** for data protection governance.

## Features

- [Insurtech](/categories/insurtech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Insurance](/tags/insurance): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/scrella/alternatives)
- [Reviews](/scrella/reviews)
- [Transparency](/scrella/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/scrella)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)