---
title: "SaySwitch: Payment Gateway and POS in Nigeria"
description: "Accept card, bank transfer and POS payments in Nigeria; pay out and reconcile in one dashboard. Online 1.5% capped ₦2,000; POS 0.5%."
canonical_url: "https://liners.com/sayswitch"
markdown_url: "https://liners.com/sayswitch.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/sayswitchgroup/screenshot.webp?v=1787306166382"
published_at: "2026-08-21T10:06:35.680Z"
updated_at: "2026-10-06T16:02:48.221Z"
---

# SaySwitch: Payment Gateway and POS in Nigeria

Accept card, bank transfer and POS payments in Nigeria; pay out and reconcile in one dashboard. Online 1.5% capped ₦2,000; POS 0.5%.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [SaySwitch](/sayswitch)

## Summary

Accept payments and payouts across channels in one dashboard

A CBN-licensed payment platform that helps African businesses accept online and in-person payments, send payouts, and track transactions via a single dashboard.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.sayswitchgroup.com/ |
| Tagline | Accept payments and payouts across channels in one dashboard |
| Primary country | Nigeria |
| Platforms | Web, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | Yes |

## About the product

SaySwitch is a CBN-licensed payment solutions platform for African businesses that need to **accept payments**, **move money**, and **track transactions** across multiple channels.

Key capabilities include:
- **Online payment gateway** for websites and apps, supporting **cards** and **bank transfers**, with pricing shown as **1.5% for local transactions** capped at **₦2,000**, plus **same-day settlement** and dashboard access.
- **In-person payments** via **POS terminals** (priced at **0.5%** per transaction) for shops, market stalls, and on-the-go collections, including **fleet management**, **terminal provisioning**, and **chargeback tools**.
- **Kiosk payments** for self-service collections in retail or high-traffic environments.
- **Merchant dashboard** that shows incoming payments across channels in one place for monitoring and reconciliation.

Available on **Web** (merchant dashboard and account access) and via **APIs** with developer resources such as documentation, sandbox, and SDKs.

Target users include **merchants, enterprises, institutions, fintechs, and government teams** collecting payments at scale, including e-commerce, retail, and schools.

Notable in the Nigerian market for its **CBN Switching and Processing** licensing, published reliability metrics (including **99.96% platform availability**), stated **24-hour settlement speed**, and support for multiple payment methods in one integration (including references to **USSD** and **mobile money** on the site).

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [Bulk Payments](/tags/bulk-payments): Product feature or technology
- [Invoicing](/tags/invoicing): Product feature or technology
- [Payment Gateway](/tags/payment-gateway): Product feature or technology
- [Payment Links](/tags/payment-links): Product feature or technology
- [POS](/tags/pos): Product feature or technology
- [USSD](/tags/ussd): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/sayswitch/alternatives)
- [Reviews](/sayswitch/reviews)
- [Transparency](/sayswitch/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/sayswitch)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)