---
title: "SavingsBox: Savings App in Nigeria"
description: "Save in Nigeria at up to 15% p.a. with zero withdrawal fees, invest up to 25% p.a., get quick loans, and lock food prices in Abuja/Lagos."
canonical_url: "https://liners.com/savingsbox"
markdown_url: "https://liners.com/savingsbox.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/savingsbox/screenshot.webp?v=1773305991429"
published_at: "2026-03-12T13:49:25.343Z"
updated_at: "2026-10-06T16:49:39.647Z"
---

# SavingsBox: Savings App in Nigeria

Save in Nigeria at up to 15% p.a. with zero withdrawal fees, invest up to 25% p.a., get quick loans, and lock food prices in Abuja/Lagos.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [SavingsBox](/savingsbox)

## Summary

Save, invest, get quick loans, and lock in food prices

A Nigerian fintech app for individuals to save at up to 15% p.a., invest up to 25% p.a., access quick loans, and get Jolly Plan grocery discounts in Abuja and Lagos.

## Product details

| Field | Value |
| --- | --- |
| Website | https://savingsbox.ng/ |
| Tagline | Save, invest, get quick loans, and lock in food prices |
| Primary country | Nigeria |
| Platforms | Web, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

SavingsBox is a Nigerian **consumer fintech platform** for individuals who want to save, invest, access quick loans, and budget for groceries with fixed-price food plans.

Key capabilities include:

- **Savings Plans** that offer up to **15% interest per annum**, allow flexible access to funds, and charge **zero withdrawal fees**.
- **Investibox** for growing funds with up to **25% interest per annum**, positioned as a secure, easy-to-use investment option.
- **Quick Loans** with **low interest rates**, fast approval, and **flexible repayment**.
- **Jolly Plan** for prepaid food budgeting that provides **fixed prices** on selected food items, **exclusive discounts below market price**, **free doorstep delivery**, and a **gifting option** (available in **Abuja and Lagos**).

The platform also highlights **security controls** such as **Face ID**, **fingerprint access**, **two-factor authentication (2FA)**, **bank-level encryption**, and **real-time alerts** for logins and transactions via email and SMS.

Available on **Web**, **Android (Play Store)**, and **iOS (App Store)**.

SavingsBox targets **individual Nigerians** looking for structured savings, higher-yield investing options, short-term credit, and ways to manage food inflation.

It is notable in Nigeria for combining savings, investing, loans, and a grocery-focused plan in one product, alongside an Abuja physical office presence and a user community on Telegram and WhatsApp (the site references 8,000+ users and 1,000+ new members).

Contact: **[info@savingsbox.ng](mailto:info@savingsbox.ng)**

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Investments](/tags/investments): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [Savings](/tags/savings): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/savingsbox/alternatives)
- [Reviews](/savingsbox/reviews)
- [Transparency](/savingsbox/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/savingsbox)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)