---
title: "SAVA Africa: Banking API"
description: "Launch accounts, Mastercard virtual cards & payouts with built-in KYC/KYB via one licensed API in Kenya, South Africa and Ghana."
canonical_url: "https://liners.com/sava-africa"
markdown_url: "https://liners.com/sava-africa.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/sava/screenshot.webp?v=1786460907717"
published_at: "2026-08-12T07:12:26.595Z"
updated_at: "2026-10-06T12:25:01.350Z"
---

# SAVA Africa: Banking API

Launch accounts, Mastercard virtual cards & payouts with built-in KYC/KYB via one licensed API in Kenya, South Africa and Ghana.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [SAVA Africa](/sava-africa)

## Summary

Embedded banking via one licensed API for African finance

An embedded banking platform for African fintechs and businesses to launch accounts, cards, payments, and KYC/KYB compliance via a single licensed API.

## Product details

| Field | Value |
| --- | --- |
| Website | https://sava.africa/ |
| Tagline | Embedded banking via one licensed API for African finance |
| Primary country | South Africa |
| Platforms | Web, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

SAVA is a banking infrastructure and embedded banking platform for fintechs, lenders, marketplaces, and banks building financial products across African markets.

It provides **accounts, cards, payments, and compliance** through a **single licensed API**, with sponsor-bank integrations and regulatory coverage included in the platform:
- **Accounts and wallets**: Provision **business and personal accounts** and store-of-value wallets, governed by **bank-grade controls**.
- **Cards**: Issue cards including **virtual card issuance**, with **3D Secure 2.2** support and **tokenization** for card data protection; cards are provided through **Mastercard**.
- **Payments**: Support money movement use cases such as transfers and payouts, with operational tooling for sponsor-bank integrations.
- **Compliance and security**: Built-in **KYC & KYB**, plus controls such as **RBAC**, **SSO** (SAML, SCIM), **audit trails** and **PCI-DSS compliance** for the card data environment.

Available via **Web and API**, with developer documentation at https://banking.sava.finance/docs. The platform also provides SDKs (TypeScript, Python, Go, PHP, Ruby, Kotlin), **webhooks over HTTPS**, and **idempotency by default**.

Target users include **B2B teams** building embedded finance, including neobanks, payment service providers, remittance platforms, lending and credit products, payroll and HR platforms, agritech finance, and marketplaces.

Notable in the African context, SAVA states it is operational in **South Africa, Kenya, and Ghana**, and that it is a fintech, not a bank; bank accounts are powered through **Access Bank South Africa**, and the company operates as an authorised **Financial Services Provider (FSP 53169)**.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [BaaS](/tags/baas): Product feature or technology
- [Bulk Payments](/tags/bulk-payments): Product feature or technology
- [KYC Provider](/tags/kyc-provider): Product feature or technology
- [Payment Gateway](/tags/payment-gateway): Product feature or technology
- [Physical Cards](/tags/physical-cards): Product feature or technology
- [Virtual Cards](/tags/virtual-cards): Product feature or technology
- [Ghana](/countries/ghana): Market
- [Kenya](/countries/kenya): Market
- [South Africa](/countries/south-africa): Market

## Related pages

- [Alternatives](/sava-africa/alternatives)
- [Reviews](/sava-africa/reviews)
- [Transparency](/sava-africa/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/sava-africa)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)