--- title: "SasaPay alternatives" description: "Compare 73 published alternatives to SasaPay." canonical_url: "https://liners.com/sasapay/alternatives?page=3" markdown_url: "https://liners.com/sasapay/alternatives.md?page=3" type: "product-alternatives" language: "en" updated_at: "2026-10-06T16:02:56.142Z" --- # SasaPay alternatives Compare 73 published alternatives to SasaPay. ## Breadcrumbs - [SasaPay](/sasapay) - [Alternatives](/sasapay/alternatives) ## Summary Compare 73 published alternatives to SasaPay. ## About these alternatives The most practical SasaPay alternatives for Kenya in 2026 are [TandaPay](https://liners.com/tandapay), [eTranzact](https://liners.com/etranzact), [Jumuisha](https://liners.com/jumuisha), [SzndPay](https://liners.com/szndpay), and [Monnify](https://liners.com/monnify). The right choice depends on whether you need a Kenya-only wallet and USSD flow, a specialised giving and reconciliation tool, or a multi-country payment gateway. SasaPay is a CBK-licensed payment gateway and e-wallet in Kenya that supports collecting and sending funds for businesses, agents, and developers. It is licensed by the Central Bank of Kenya as a payment service provider (PSP), and the licence status in the Kenyan market is dated to 2021. People compare SasaPay alternatives mainly because SasaPay is Kenya-focused, so cross-border collections, multi-currency settlement, or expansion outside Kenya can push you towards a different provider. Others want a more specialised setup for their workflow, for example a church giving and member platform, or an enterprise-grade switching layer that routes payments across multiple channels. None of this makes SasaPay a poor choice; it means the market now has specialists worth comparing. ## What to Compare When Choosing a SasaPay Alternative - **Country coverage**: confirm where the provider operates, for example Kenya-only versus providers that also cover South Africa, Ghana, or Rwanda. - **Payment rails you need**: check support for Mobile Money and bank transfers, plus USSD if you serve feature-phone users. - **Gateway vs wallet fit**: decide if you want a pure payment gateway API, a wallet experience, or both for B2B2C flows. - **USSD entry point**: if USSD matters, verify the code and flow, for example TandaPay supports payments via *712#. - **Multi-currency and cross-border**: if you sell across borders, prioritise gateways built for cross-border payments and payouts. - **Reconciliation and reporting**: make sure exports, settlement reports, and references match how you close books day to day. - **Integration surface**: compare API availability and how much of your checkout, payouts, and webhooks can be automated. - **In-person acceptance**: if you do POS or face-to-face collections, look for POS and NFC support where available. ## Compare SasaPay Competitors by Use Case - **Kenya USSD and interoperable wallet flows**: [TandaPay](https://liners.com/tandapay) is built around interoperable mobile money payments and USSD (*712#) for consumers, merchants, and developers. - **Multi-country payment switching and processing**: [eTranzact](https://liners.com/etranzact) supports routing transactions across web, mobile, POS, ATMs, and bank branches, and operates in markets including Kenya, Nigeria, South Africa, and Ghana. - **M-Pesa giving and church reconciliation**: [Jumuisha](https://liners.com/jumuisha) is a specialised SaaS option for churches in Kenya that tracks donations and reconciles M-Pesa payments. - **One API across multiple African markets**: [SzndPay](https://liners.com/szndpay) supports cards, transfers, USSD, and mobile money with multi-currency support across 10+ countries. - **POS and broader East Africa coverage**: [Pesapal](https://liners.com/pesapal) supports M-Pesa, card, and NFC payments, and operates across Kenya, Rwanda, Tanzania, and Uganda. Scroll the Liners directory below to explore SasaPay similar apps in [Fintech](/categories/fintech), then filter by [Mobile Money](/tags/mobile-money), [B2B2C](/tags/b2b2c), [USSD](/tags/ussd), [Payment Gateway](/tags/payment-gateway), and [SaaS](/tags/saas). If you are comparing options in [Kenya](/countries/kenya) or nearby markets like [Rwanda](/countries/rwanda), [Tanzania](/countries/tanzania), [Uganda](/countries/uganda), [Burundi](/countries/burundi), and [Somalia](/countries/somalia), you can shortlist what to use instead of SasaPay and compare providers side by side. ## Alternatives | Name | URL | Tagline | Country | Rating | | --- | --- | --- | --- | --- | | TeamApt Limited | /teamapt-limited | Secure payment switching and processing for banks and merchants | Nigeria | | | LINK | /link | Convert and monetize FX across stablecoins and fiat | Nigeria | | | Camirel CamiCollect | /camirel-camicollect | Collect, settle, and reconcile B2B payments across Africa | Namibia | | | AZA Finance | /aza-finance | Cross-border FX, payments, and settlement for Africa | Kenya | | | Kyshi | /kyshi | Collect African local payments and settle globally | South Africa | | | CrissCross | /crisscross | One API for collections, FX, and payouts across African markets | South Africa | | | EFT Corporation | /eft-corporation | Payment infrastructure for modern banking and card programs | South Africa | | | SzndPay | /szndpay | Accept cards, transfers, USSD, and mobile money in one API | Nigeria | 2 | | Waverlite | /waverlite | Send, receive, and exchange money across borders instantly | Nigeria | | | Remita | /remita | One platform to pay bills, send money, and get paid | Nigeria | 5 | | Interswitch | /interswitch | Digital payment infrastructure for everyday transactions | Nigeria | 5 | | Paystack | /paystack | Accept online and offline payments across multiple channels | Nigeria | 4.5 | | KongaPay | /kongapay | Mobile wallet, payments, and POS tools for Nigeria | Nigeria | 5 | | Klasha | /klasha | Accept and send cross-border payments in local currencies | Nigeria | 5 | | MoneyHash | /moneyhash | Orchestrate payments across providers, markets, and channels | Egypt | | | Bani | /bani | Collect and settle cross-border payments across Africa fast | Nigeria | | | Tembo | /tembo | APIs for banking, payments, and compliance across Africa | Tanzania | | | Swahilies | /swahilies | Track business performance and accept customer payments | Tanzania | | | Peach Payments | /peach-payments | Orchestrate online and in-store payments across Africa | South Africa | | ## Related pages - [Product page](/sasapay) - [Alternatives](/sasapay/alternatives) - [Reviews](/sasapay/reviews) - [Transparency](/sasapay/transparency) ## Access and citation - [Canonical HTML page](https://liners.com/sasapay/alternatives?page=3) - [Markdown route index](/sitemap.md) - [Agent access guide](/llms.txt)