--- title: "SasaPay alternatives" description: "Compare 73 published alternatives to SasaPay." canonical_url: "https://liners.com/sasapay/alternatives" markdown_url: "https://liners.com/sasapay/alternatives.md" type: "product-alternatives" language: "en" updated_at: "2026-10-06T16:02:56.142Z" --- # SasaPay alternatives Compare 73 published alternatives to SasaPay. ## Breadcrumbs - [SasaPay](/sasapay) - [Alternatives](/sasapay/alternatives) ## Summary Compare 73 published alternatives to SasaPay. ## About these alternatives The most practical SasaPay alternatives for Kenya in 2026 are [TandaPay](https://liners.com/tandapay), [eTranzact](https://liners.com/etranzact), [Jumuisha](https://liners.com/jumuisha), [SzndPay](https://liners.com/szndpay), and [Monnify](https://liners.com/monnify). The right choice depends on whether you need a Kenya-only wallet and USSD flow, a specialised giving and reconciliation tool, or a multi-country payment gateway. SasaPay is a CBK-licensed payment gateway and e-wallet in Kenya that supports collecting and sending funds for businesses, agents, and developers. It is licensed by the Central Bank of Kenya as a payment service provider (PSP), and the licence status in the Kenyan market is dated to 2021. People compare SasaPay alternatives mainly because SasaPay is Kenya-focused, so cross-border collections, multi-currency settlement, or expansion outside Kenya can push you towards a different provider. Others want a more specialised setup for their workflow, for example a church giving and member platform, or an enterprise-grade switching layer that routes payments across multiple channels. None of this makes SasaPay a poor choice; it means the market now has specialists worth comparing. ## What to Compare When Choosing a SasaPay Alternative - **Country coverage**: confirm where the provider operates, for example Kenya-only versus providers that also cover South Africa, Ghana, or Rwanda. - **Payment rails you need**: check support for Mobile Money and bank transfers, plus USSD if you serve feature-phone users. - **Gateway vs wallet fit**: decide if you want a pure payment gateway API, a wallet experience, or both for B2B2C flows. - **USSD entry point**: if USSD matters, verify the code and flow, for example TandaPay supports payments via *712#. - **Multi-currency and cross-border**: if you sell across borders, prioritise gateways built for cross-border payments and payouts. - **Reconciliation and reporting**: make sure exports, settlement reports, and references match how you close books day to day. - **Integration surface**: compare API availability and how much of your checkout, payouts, and webhooks can be automated. - **In-person acceptance**: if you do POS or face-to-face collections, look for POS and NFC support where available. ## Compare SasaPay Competitors by Use Case - **Kenya USSD and interoperable wallet flows**: [TandaPay](https://liners.com/tandapay) is built around interoperable mobile money payments and USSD (*712#) for consumers, merchants, and developers. - **Multi-country payment switching and processing**: [eTranzact](https://liners.com/etranzact) supports routing transactions across web, mobile, POS, ATMs, and bank branches, and operates in markets including Kenya, Nigeria, South Africa, and Ghana. - **M-Pesa giving and church reconciliation**: [Jumuisha](https://liners.com/jumuisha) is a specialised SaaS option for churches in Kenya that tracks donations and reconciles M-Pesa payments. - **One API across multiple African markets**: [SzndPay](https://liners.com/szndpay) supports cards, transfers, USSD, and mobile money with multi-currency support across 10+ countries. - **POS and broader East Africa coverage**: [Pesapal](https://liners.com/pesapal) supports M-Pesa, card, and NFC payments, and operates across Kenya, Rwanda, Tanzania, and Uganda. Scroll the Liners directory below to explore SasaPay similar apps in [Fintech](/categories/fintech), then filter by [Mobile Money](/tags/mobile-money), [B2B2C](/tags/b2b2c), [USSD](/tags/ussd), [Payment Gateway](/tags/payment-gateway), and [SaaS](/tags/saas). If you are comparing options in [Kenya](/countries/kenya) or nearby markets like [Rwanda](/countries/rwanda), [Tanzania](/countries/tanzania), [Uganda](/countries/uganda), [Burundi](/countries/burundi), and [Somalia](/countries/somalia), you can shortlist what to use instead of SasaPay and compare providers side by side. ## Alternatives | Name | URL | Tagline | Country | Rating | | --- | --- | --- | --- | --- | | Lemonade Payments | /lemonade-payments | Powerful Platform. Simplifies Finances. | Kenya | | | Kopo Kopo | /kopo-kopo | Accept M-Pesa payments, pay suppliers, and access credit | Kenya | | | ClickPesa | /clickpesa | Payments, financial and risk management solutions for businesses in Tanzania. | Tanzania | | | tpay Mobile | /tpay-mobile | Accept mobile payments across META with one API | Egypt | | | IntaSend | /intasend | Collect and send mobile money payments across Africa | Kenya | | | Onafriq | /onafriq | Interoperable payments across Africa via one integration | South Africa | | | AvadaPay | /avadapay | One API for payments and SMS across 17 African markets | DR Congo | | | EvPay | /evpay | Collect and pay out in Tanzania with one API | Tanzania | | | PawaPay | /pawapay | Collect and pay out mobile money across Africa with one API | Kenya | | | Bitlipa | /bitlipa | One API for African collections, payouts & stablecoin settlement | Kenya | | | Snippe | /snippe | Accept Tanzania payments by link, store, or API | Tanzania | | | Pesapal | /pesapal | Accept M-Pesa, card, and NFC payments across channels | Kenya | | | TandaPay | /tandapay | Accept and make payments across mobile money networks | Kenya | | | Arca | /arca | Payment processing, collections, and disbursements for Africa | Nigeria | | | Popote Pay | /popote-pay | Manage company payments with approvals and spend control | Kenya | | | Fingo Pay | /fingo-pay | Accept and send payments across Africa with one API | Kenya | | | Flutterwave | /flutterwave | Accept and send payments across Africa and beyond | Nigeria | 3.4 | | Budpay | /budpay | Payment infrastructure for businesses in Africa and beyond | Nigeria | | | 54pay | /54pay | Collect and send payments across Africa with one API | Nigeria | | ## Related pages - [Product page](/sasapay) - [Alternatives](/sasapay/alternatives) - [Reviews](/sasapay/reviews) - [Transparency](/sasapay/transparency) ## Access and citation - [Canonical HTML page](https://liners.com/sasapay/alternatives) - [Markdown route index](/sitemap.md) - [Agent access guide](/llms.txt)