---
title: "Sanlam: Financial Calculators in South Africa"
description: "Calculate retirement, two-pot and personal loan costs in South Africa. Get a personalised Financial Check roadmap and a free 24/7 AI Credit Coach."
canonical_url: "https://liners.com/sanlam"
markdown_url: "https://liners.com/sanlam.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/sanlam/screenshot.png?v=1787177645828"
published_at: "2026-08-19T22:11:13.499Z"
updated_at: "2026-10-06T15:13:09.299Z"
---

# Sanlam: Financial Calculators in South Africa

Calculate retirement, two-pot and personal loan costs in South Africa. Get a personalised Financial Check roadmap and a free 24/7 AI Credit Coach.

## Breadcrumbs

- [Insurtech](/categories/insurtech)
- [Sanlam](/sanlam)

## Summary

Online financial tools for smarter money decisions

A web-based financial tools dashboard for South African consumers, offering retirement and loan calculators, a personalised Financial Check roadmap, and AI credit guidance.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.sanlam.co.za/personal/indie |
| Tagline | Online financial tools for smarter money decisions |
| Primary country | South Africa |
| Platforms | Web, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Sanlam is a **web-based financial tools and planning dashboard** for individual consumers in South Africa who want calculators, credit guidance, and a clearer view of personal money decisions.

Key capabilities include:

- **Tools and calculators** to model common scenarios, including a **Retirement** calculator, **Two-pot retirement** calculator (savings and vested components), and a **Personal loan** calculator to estimate the cost of a Sanlam personal loan.
- **Financial Check** that generates a **personalised financial roadmap** based on a short quiz, with goals designed to help users assess financial preparedness.
- **AI Credit Coach**, a free, **24/7 AI-powered** tool focused on credit behaviour and financial literacy support.
- **Speak to an expert** via an online callback request form, with support available on weekdays (08:00 to 17:00).

Available on **Web** via the Sanlam Indie dashboard, **iOS** and **Android.**

The product targets **B2C users**, especially digitally savvy individuals who prefer self-service financial calculators and guidance online.

It is notable in the South African market as part of Sanlam’s digital-first offering, and it reflects the evolution of the Indie brand from an insurtech insurance-buying journey to a wider set of online **planning and credit** tools. Sanlam has indicated that the Indie life insurance product range is **no longer available to new clients**, so discovery and decision support features are the primary focus.

## Features

- [Insurtech](/categories/insurtech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Credit Scoring](/tags/credit-scoring): Product feature or technology
- [Insurance](/tags/insurance): Product feature or technology
- [Investments](/tags/investments): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [Pensions](/tags/pensions): Product feature or technology
- [Wealth Management](/tags/wealth-management): Product feature or technology
- [South Africa](/countries/south-africa): Market

## Related pages

- [Alternatives](/sanlam/alternatives)
- [Reviews](/sanlam/reviews)
- [Transparency](/sanlam/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/sanlam)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)