---
title: "Runteller: Offline and Online QR Payments — Fees"
description: "Send, receive and accept money offline in Nigeria via QR, Bluetooth, NFC, sound wave or SMS. Earn ₦2–₦10 per successful invitee transaction."
canonical_url: "https://liners.com/runteller"
markdown_url: "https://liners.com/runteller.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/runteller/screenshot.webp?v=1772269356552"
published_at: "2026-03-12T20:15:24.442Z"
updated_at: "2026-09-28T05:11:48.640Z"
---

# Runteller: Offline and Online QR Payments — Fees

Send, receive and accept money offline in Nigeria via QR, Bluetooth, NFC, sound wave or SMS. Earn ₦2–₦10 per successful invitee transaction.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Runteller](/runteller)

## Summary

Digital payments that work online or offline

An offline-capable payments app for individuals and businesses to send, receive, and accept money using QR, Bluetooth, NFC, sound wave, and SMS, even in low-network areas.

## Product details

| Field | Value |
| --- | --- |
| Website | https://runteller.com/ |
| Tagline | Digital payments that work online or offline |
| Primary country | Nigeria |
| Platforms | Android, iOS, API, Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Runteller is an offline-capable digital payments platform for individuals and businesses that need to send, receive, and accept money with or without internet access.

Key capabilities include:
- **Offline and online payments** using **QR codes, Bluetooth, NFC, sound wave, and SMS**, so transactions can complete in low or no-network environments.
- **Personal accounts** for everyday transfers, receiving money, and a **referral rewards** feature that pays **₦2 to ₦10 per successful invitee transaction**.
- **Business accounts and POS management** to **link multiple devices and sub-accounts**, then monitor transaction inflows across a business profile.
- **Secured transactions** that use encryption and are designed to sync when connectivity returns (based on distributed ledger syncing described in product materials).

Available on **Android** and **iOS**. Developer access is provided via **API documentation** and **SDKs for iOS and Android**.

It targets **students, market traders, and small businesses** that operate in remote or underserved areas where connectivity is unreliable.

Runteller is positioned for Nigeria (MVP focus) with plans to expand across Sub-Saharan Africa, and it notes **NDPR Audit Compliant (2024)**, which matters for privacy and data handling in the Nigerian market.

## Features

- [Fintech](/categories/fintech): Category
- [Offline-Capable](/tags/offline-capable): Product feature or technology
- [Payment Gateway](/tags/payment-gateway): Product feature or technology
- [QR Payments](/tags/qr-payments): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/runteller/alternatives)
- [Reviews](/runteller/reviews)
- [Transparency](/runteller/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/runteller)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)