---
title: "Rova: NGN and GBP Multicurrency Banking App"
description: "Hold multicurrency accounts, save in NGN or GBP, and send cross-border transfers and remittances between Nigeria and the UK."
canonical_url: "https://liners.com/rova"
markdown_url: "https://liners.com/rova.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/rova/screenshot.webp?v=1790246515297"
published_at: "2026-09-24T11:04:09.457Z"
updated_at: "2026-10-06T10:39:59.159Z"
---

# Rova: NGN and GBP Multicurrency Banking App

Hold multicurrency accounts, save in NGN or GBP, and send cross-border transfers and remittances between Nigeria and the UK.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Rova](/rova)

## Summary

Manage money across borders with multicurrency accounts

A cross-border, multicurrency digital banking platform for global citizens to save, send, spend, and receive money with current accounts, savings, and remittances.

## Product details

| Field | Value |
| --- | --- |
| Website | https://getrova.com/ |
| Tagline | Manage money across borders with multicurrency accounts |
| Primary country | Nigeria |
| Platforms | Web, Android, iOS, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Rova is a cross-border, multicurrency digital banking app from FCMB Group for **Nigerians at home and in the UK diaspora** who need to hold, save, send, and receive money in **Naira (NGN)** and **British Pounds (GBP)** from one app.

Key capabilities:
- **NGN and GBP accounts**: NGN accounts are provided by FCMB Microfinance Bank Limited in Nigeria, and GBP accounts by FCMB Bank (UK) Limited, which is authorised by the PRA and regulated by the FCA and PRA
- **Savings Vault** with fixed tenors of 90, 182, or 365 days, advertised at up to **18% per annum on NGN** and up to **4.6% AER on GBP**
- **Local and cross-border transfers** between the UK and Nigeria, plus **bill payments** on NGN accounts
- **Ruby**, an in-app AI assistant, alongside in-app chat support

Available on **Web**, **Android**, and **iOS**. Users must be 18 or older; NGN accounts need a BVN and NIN, while GBP accounts need a valid ID and proof of address.

For businesses, ROVA Technologies (an FCMB Group subsidiary) runs a **Banking-as-a-Service platform** with APIs for wallets, virtual accounts, transfers, bill payments, and Nigerian KYC verification.

It stands out as a bank-backed option for **UK to Nigeria remittances** and diaspora savings, since both accounts sit with licensed FCMB banking entities rather than a standalone fintech.

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Bill Payments](/tags/bill-payments): Product feature or technology
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [Multi-currency](/tags/multi-currency): Product feature or technology
- [Neobanks](/tags/neobanks): Product feature or technology
- [Remittances](/tags/remittances): Product feature or technology
- [Savings](/tags/savings): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/rova/alternatives)
- [Reviews](/rova/reviews)
- [Transparency](/rova/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/rova)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)