---
title: "Roam: Money Transfer App in Africa"
description: "Receive USD and USDT, USDC or PYUSD, convert 1:1 to USD, then cash out to NGN or XAF at transparent rates in Nigeria, Ghana and Cameroon."
canonical_url: "https://liners.com/roam"
markdown_url: "https://liners.com/roam.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/withroam/screenshot.webp?v=1773408696161"
published_at: "2026-03-13T13:35:02.097Z"
updated_at: "2026-09-29T19:12:37.932Z"
---

# Roam: Money Transfer App in Africa

Receive USD and USDT, USDC or PYUSD, convert 1:1 to USD, then cash out to NGN or XAF at transparent rates in Nigeria, Ghana and Cameroon.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Roam](/roam)

## Summary

Receive USD and stablecoins, convert and pay out locally

A mobile fintech app for Africans worldwide to receive USD and stablecoin payments, hold funds in USD, convert at transparent rates, and pay out to local currencies.

## Product details

| Field | Value |
| --- | --- |
| Website | https://withroam.app/ |
| Tagline | Receive USD and stablecoins, convert and pay out locally |
| Primary country | Nigeria |
| Platforms | Android, iOS, Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Roam is a mobile financial technology app for Africans worldwide who need to receive, hold, convert, and send money across USD, stablecoins, and local African currencies.

Key capabilities include:
- **FDIC-insured USD bank account access** to receive money from the U.S. and manage USD balances for saving or spending internationally
- **Stablecoin wallet** that supports receiving stablecoins such as **USDT**, **USDC**, and **PYUSD**, with **instant 1:1 conversion to USD**
- **Local currency conversion and payouts** with **transparent exchange rates**, enabling users to convert from USD to supported local currencies (for example **NGN** and **XAF**) and cash out to bank accounts or mobile money wallets
- **Security controls** such as **biometric login**, **PIN protection**, and **real-time alerts**

Available on **iOS and Android**.

It targets **freelancers, remote workers, creators, digital nomads, business owners, crypto users**, and individuals who receive international payments and need predictable USD holding and conversion options.

Notable in the African payments context, it positions itself as a way to avoid common cross-border friction such as delayed settlements and unclear FX pricing, and it operates as a **Maplerad** company offering services through **licensed money transmitters and banking partners** (Roam is a fintech, not a bank).

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [Stablecoins](/tags/stablecoins): Product feature or technology
- [Cameroon](/countries/cameroon): Market
- [Ghana](/countries/ghana): Market
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/roam/alternatives)
- [Reviews](/roam/reviews)
- [Transparency](/roam/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/roam)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)