---
title: "Regxta: Microloan App in Nigeria"
description: "Open savings accounts and get micro-loans in Nigeria via local agents. Agents earn 2% per loan, can get POS terminals on loan, support KYC."
canonical_url: "https://liners.com/regxta"
markdown_url: "https://liners.com/regxta.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/regxta/screenshot.webp?v=1776733171745"
published_at: "2026-04-21T18:01:18.293Z"
updated_at: "2026-09-21T15:45:25.950Z"
---

# Regxta: Microloan App in Nigeria

Open savings accounts and get micro-loans in Nigeria via local agents. Agents earn 2% per loan, can get POS terminals on loan, support KYC.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Regxta](/regxta)

## Summary

Digital banking, savings, and microloans for underserved communities

A Nigerian fintech platform that helps unbanked individuals and micro-businesses access savings accounts, micro-loans, and agent-led online banking via mobile app.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.regxta.com/ |
| Tagline | Digital banking, savings, and microloans for underserved communities |
| Primary country | Nigeria |
| Platforms | Android, iOS, Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Regxta is a Nigerian fintech platform that provides digital financial services for **unbanked individuals** and **micro-businesses**, delivered through a network of trained local agents.

Key capabilities include:

- **Micro-loans and business credit** with instant underwriting and disbursement (supported by data science and AI), designed for small businesses that need quick access to working capital
- **Savings accounts and online banking** for people without a traditional bank account, including core wallet-style services and digital monitoring
- **Agent-led customer onboarding and business support**, enabling agents to open accounts, complete KYC, and help micro-business owners with **business registration** and **expense management**
- **Agent earnings and tools**, including a **2% commission** on every loan processed, access to **POS terminals on loan**, and an **intuitive financial record generator** to track earnings

Available on **Android** and **iOS**.

Target users include **agents and merchants** serving unbanked customers, as well as **small business owners** who need basic banking, savings, and microcredit in Nigeria.

Notable context: the platform positions itself around financial inclusion in underserved African markets, reports trust from **10,000+ merchants**, and states it has paid out **over $200,000** in agent commissions this year. Regxta is registered in Nigeria with **RC 1747728**.

## Features

- [Fintech](/categories/fintech): Category
- [Agent Network](/tags/agent-network): Product feature or technology
- [B2B](/tags/b2b): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [Savings](/tags/savings): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/regxta/alternatives)
- [Reviews](/regxta/reviews)
- [Transparency](/regxta/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/regxta)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)