---
title: "ReadyCash: Agency Banking in Nigeria"
description: "Open accounts, register BVN, cash-in/out via POS or USSD, send transfers and pay bills in Nigeria. Tiered daily limits: ₦50,000 or ₦200,000."
canonical_url: "https://liners.com/readycash"
markdown_url: "https://liners.com/readycash.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/readycash/screenshot.webp?v=1772269313456"
published_at: "2026-03-12T19:05:37.368Z"
updated_at: "2026-10-05T05:10:46.745Z"
---

# ReadyCash: Agency Banking in Nigeria

Open accounts, register BVN, cash-in/out via POS or USSD, send transfers and pay bills in Nigeria. Tiered daily limits: ₦50,000 or ₦200,000.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [ReadyCash](/readycash)

## Summary

Agency banking and bill payments through local agents

A mobile and agent-based financial services platform in Nigeria that supports account opening, BVN registration, cash-in/cash-out, transfers, and bill payments.

## Product details

| Field | Value |
| --- | --- |
| Website | https://readycash.parkway.ng/ |
| Tagline | Agency banking and bill payments through local agents |
| Primary country | Nigeria |
| Platforms | Android, iOS, Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

ReadyCash is a mobile-based agency banking and bill payment platform in Nigeria, built for agents who serve individuals and businesses that need everyday banking services outside traditional branches.

Key capabilities include:

- **Agency banking services** for customer onboarding and transactions, including **BVN registration**, **account opening**, **cash-in** (deposit to valid Nigerian bank accounts), and **cash-out** via **POS** or **USSD**.
- **Identity and onboarding checks** during registration, including **BVN verification** and **facial verification (liveness check)**.
- **Money transfers** to bank accounts and between platform accounts, plus **bill payments** such as **electricity**, **airtime**, **data recharge**, **WAEC**, **JAMB**, and **pay-TV**.
- **Operational tools and controls** such as **Transaction IDs** for tracking and **tiered daily limits** (Level 1: **₦50,000/day**, Level 2: **₦200,000/day**).

Available on **Android** and **iOS**, with additional access via **POS devices**, and **USSD**.

It follows a **B2B2C model**: community-based agents (typically kiosks and small businesses) deliver services to end customers, earning commissions while extending access to banking services.

Notable in the Nigerian market context, it is operated by **Parkway Projects Limited**, a **Central Bank of Nigeria-licensed** payment solution provider, and it supports a large agent footprint (over **20,000+ agents**) aimed at improving access to essential financial services for underserved communities.

## Features

- [Fintech](/categories/fintech): Category
- [Agent Network](/tags/agent-network): Product feature or technology
- [POS](/tags/pos): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/readycash/alternatives)
- [Reviews](/readycash/reviews)
- [Transparency](/readycash/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/readycash)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)