---
title: "Raenest: Multi-Currency Accounts in Africa"
description: "Receive, hold and send USD/GBP/EUR in Nigeria, Kenya & Ghana. Issue virtual/physical cards and withdraw to bank or mobile money in 70+ countries."
canonical_url: "https://liners.com/raenest"
markdown_url: "https://liners.com/raenest.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/raenest/screenshot.webp?v=1771639507941"
published_at: "2026-02-21T08:17:52.975Z"
updated_at: "2026-10-06T16:18:14.296Z"
---

# Raenest: Multi-Currency Accounts in Africa

Receive, hold and send USD/GBP/EUR in Nigeria, Kenya & Ghana. Issue virtual/physical cards and withdraw to bank or mobile money in 70+ countries.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Raenest](/raenest)

## Summary

Multi-currency accounts, cards, and transfers for global payments

A fintech platform for freelancers and businesses to receive USD, GBP, and EUR payments, send international transfers, issue cards, and withdraw to 70+ countries.

## Product details

| Field | Value |
| --- | --- |
| Website | https://raenest.com/ |
| Tagline | Multi-currency accounts, cards, and transfers for global payments |
| Primary country | Nigeria |
| Platforms | Web, Android, iOS |
| Average rating | 4.2 |
| Published reviews | 9 |
| Verified listing | No |

## About the product

Raenest is a financial technology platform for freelancers, creators, remote workers, and businesses that need to receive, hold, and move money across borders using **USD, GBP, and EUR** accounts.

Key capabilities include:
- **Global currency accounts**: Create USD, GBP, and EUR accounts to receive international payments, including USD bank deposits from platforms that support them.
- **Cards for online and travel spending**: Use **virtual and physical cards** for payments on services such as Google, Canva, Zoom, AWS, Amazon, and eBay, with pricing shown transparently.
- **International transfers and withdrawals**: Send transfers with upfront transaction fees, then **withdraw to bank accounts and mobile money in 70+ countries**.
- **Get paid tools for independent work**: Create **invoices and payment links** to accept payments from clients worldwide.

It targets freelancers and creators (designers, developers, marketers), travelers, students paying for courses and subscriptions, online shoppers needing a USD card, social sellers using payment links, and businesses making international payments (including business accounts that support receiving money in **13+ countries**).

Raenest is notable for cross-border financial access built for Africans, with regulatory and partner disclosures including an **International Money Transfer Operator** license from the Central Bank of Nigeria, banking services provided by partners (including Regent Bank in the US and Clear Junction Ltd in the UK), and US stock investing provided via **Alpaca Securities LLC** (FINRA/SIPC member) through partnerships.

## Features

- [Fintech](/categories/fintech): Category
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [Multi-currency](/tags/multi-currency): Product feature or technology
- [Physical Cards](/tags/physical-cards): Product feature or technology
- [Virtual Cards](/tags/virtual-cards): Product feature or technology
- [Benin](/countries/benin): Market
- [Côte d'Ivoire](/countries/cote-divoire): Market
- [Ghana](/countries/ghana): Market
- [Kenya](/countries/kenya): Market
- [Nigeria](/countries/nigeria): Market
- [Senegal](/countries/senegal): Market

## Related pages

- [Alternatives](/raenest/alternatives)
- [Reviews](/raenest/reviews)
- [Transparency](/raenest/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/raenest)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)