---
title: "Qosic: Payment Gateway in Africa"
description: "Accept mobile money and card payments online or via USSD in Benin, Togo & Nigeria. Use API/sandbox, hosted checkout, payment links & bulk payouts."
canonical_url: "https://liners.com/qosic"
markdown_url: "https://liners.com/qosic.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/qosic/screenshot.webp?v=1785587082026"
published_at: "2026-08-03T13:51:15.971Z"
updated_at: "2026-09-20T20:38:55.526Z"
---

# Qosic: Payment Gateway in Africa

Accept mobile money and card payments online or via USSD in Benin, Togo & Nigeria. Use API/sandbox, hosted checkout, payment links & bulk payouts.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Qosic](/qosic)

## Summary

Accept online and USSD payments across Francophone Africa

A payment aggregation platform that helps African businesses accept mobile money and card payments online or via USSD, with APIs, checkout, payment links, and payouts.

## Product details

| Field | Value |
| --- | --- |
| Website | https://qosic.com/ |
| Tagline | Accept online and USSD payments across Francophone Africa |
| Primary country | Benin |
| Platforms | Web, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

QOSPAY is a payment aggregation and digital finance platform for businesses in Africa, designed to help merchants accept **online and offline payments** and manage collections and payouts from a single place.

Key capabilities include:
- **Online payment collection via API** for websites and mobile apps, with documentation and a **sandbox** for testing integrations
- **No-code Checkout** that provides a hosted payment page for collecting **mobile money** and **card payments** without building a custom flow
- **Payment Links** for creating and sharing payment requests with customers to collect payments remotely
- **USSD offline payments** that allow customers to complete payments without an internet connection
- **Bulk payments (payout/disbursement API)** for sending money at scale, such as salaries or customer payouts
- A **web dashboard** for monitoring transactions, balances, payment links, payouts, and subscribed services

Available via **Web dashboard** and **API** (documentation: https://docs.qosic.com/).

Targeted at **B2B** users, including startups, SMEs, and larger organizations that need payment acceptance, offline USSD collections, and disbursements.

Notable in the Benin and Togo market for combining **mobile money aggregation**, developer integrations (PHP, Laravel, Django, Ajax, JavaScript, WordPress/WooCommerce), and no-code options in one platform, with stated security measures such as **2FA** and **PCI DSS compliance**.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [Bulk Payments](/tags/bulk-payments): Product feature or technology
- [Payment Gateway](/tags/payment-gateway): Product feature or technology
- [Payment Links](/tags/payment-links): Product feature or technology
- [USSD](/tags/ussd): Product feature or technology
- [Benin](/countries/benin): Market
- [Nigeria](/countries/nigeria): Market
- [Togo](/countries/togo): Market

## Related pages

- [Alternatives](/qosic/alternatives)
- [Reviews](/qosic/reviews)
- [Transparency](/qosic/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/qosic)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)