---
title: "PremiumTrust Bank: Commercial Bank in Nigeria"
description: "Open personal or corporate bank accounts in Nigeria online or via USSD *858# with NIN. Get cards, loans, investments, SME banking and APIs."
canonical_url: "https://liners.com/premiumtrust-bank"
markdown_url: "https://liners.com/premiumtrust-bank.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/premiumtrustbank/screenshot.webp?v=1786698898376"
published_at: "2026-08-14T19:55:05.100Z"
updated_at: "2026-09-28T05:10:43.596Z"
---

# PremiumTrust Bank: Commercial Bank in Nigeria

Open personal or corporate bank accounts in Nigeria online or via USSD \*858# with NIN. Get cards, loans, investments, SME banking and APIs.

## Breadcrumbs

- [Banking](/categories/banking)
- [PremiumTrust Bank](/premiumtrust-bank)

## Summary

Open accounts and bank digitally with USSD, app, and web

A Nigerian commercial bank offering personal, SME, and corporate banking, with digital account opening, internet banking, cards, loans, investments, and API solutions.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.premiumtrustbank.com/ |
| Tagline | Open accounts and bank digitally with USSD, app, and web |
| Primary country | Nigeria |
| Platforms | Web, Android, API, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

PremiumTrust Bank is a Nigerian commercial bank for individuals, SMEs, and corporate customers, offering account services, digital banking, loans, cards, and business banking.

Key capabilities include:

- **Online account opening** for personal and corporate customers, including options to submit **NIN** and open accounts via **USSD (*858#)**.
- **Personal banking** services such as **bank accounts**, **cards**, **loans**, and **investments**, plus tailored account products like **Youth Savers (16–30)**, **Premium Kids (under 18, parent-managed)**, and **She Premium** for women entrepreneurs.
- **Corporate and SME banking** with **corporate accounts**, **e-business solutions**, and **business loans**, supported by an SME Hub.
- **Digital and integration options** including **personal and corporate internet banking**, plus **API solutions** with developer documentation for teams that need bank connectivity.

Available on **Web** (internet banking, account services), **iOS** and **Android** (mobile app), with **USSD** access and an **API** for integrations.

Target users include retail customers, diaspora customers, SMEs, and corporate organizations that need everyday banking, digital channels, and trade support.

Notable in Nigeria for its focus on digital onboarding and multiple access channels (web, app, and USSD), and for being **licensed by the Central Bank of Nigeria**.

## Features

- [Banking](/categories/banking): Category
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Commercial Bank](/tags/commercial-bank): Product feature or technology
- [Investments](/tags/investments): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [Physical Cards](/tags/physical-cards): Product feature or technology
- [Savings](/tags/savings): Product feature or technology
- [USSD](/tags/ussd): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/premiumtrust-bank/alternatives)
- [Reviews](/premiumtrust-bank/reviews)
- [Transparency](/premiumtrust-bank/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/premiumtrust-bank)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)