---
title: "PremierCredit: Loan App in Zambia & Zimbabwe"
description: "Get instant personal and SME loans in Zambia, pay bills via wallet/USSD *559#, and invest P2P with buyback after 60 days delinquent."
canonical_url: "https://liners.com/premiercredit"
markdown_url: "https://liners.com/premiercredit.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/premiercredit/screenshot.webp?v=1784410959562"
published_at: "2026-07-21T20:59:33.933Z"
updated_at: "2026-09-16T12:12:01.045Z"
---

# PremierCredit: Loan App in Zambia & Zimbabwe

Get instant personal and SME loans in Zambia, pay bills via wallet/USSD \*559#, and invest P2P with buyback after 60 days delinquent.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [PremierCredit](/premiercredit)

## Summary

Loans, payments, and investing for the underbanked

A Zambian digital finance platform for underbanked individuals and SMEs offering instant loans, a peer-to-peer investment marketplace, a mobile wallet for payments, and insurance.

## Product details

| Field | Value |
| --- | --- |
| Website | https://premiercredit.co.zm/ |
| Tagline | Loans, payments, and investing for the underbanked |
| Primary country | Zambia |
| Platforms | Web, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

PremierCredit is a Zambian fintech platform that provides **digital financial services** for underbanked individuals, small traders, and SMEs, combining borrowing, payments, investing, and insurance in one offering.

Key capabilities include:
- **Instant personal and business loans** with online or phone applications, fast approvals and disbursement, and an on-site **loan calculator** for products such as **Personal Loans**, **Trade Finance**, **Cash Advance**, and **Business Loans**.
- **Peer-to-peer loan investing** that connects investors to borrowers in emerging markets, with a stated **buyback guarantee** on loans delinquent for more than **60 days** (repurchase at nominal value plus accrued interest).
- **Digital wallet and payments** for storing money, sending and receiving funds, paying bills, and tracking transactions, supported by partnerships with **mobile money providers and banks** and accessible via **USSD** using *559#.
- **Insurance cover** positioned as tailored protection based on individual circumstances.

Available on **Web**, **Android**, **iOS**, and **USSD** (*559#).

The platform targets consumers and micro-entrepreneurs seeking short-term finance and everyday payments, and also supports a B2B2C ecosystem through investor funding and distribution partnerships with mobile money operators and banks.

It is notable in the Southern African market for its focus on **financial inclusion** (banking the unbanked) and for public recognition in Zambia, including awards mentioned in its news updates, plus partnerships such as its announced collaboration with **Airtel Money** for loan services.

## Features

- [Fintech](/categories/fintech): Category
- [B2B2C](/tags/b2b2c): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Investments](/tags/investments): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [Zambia](/countries/zambia): Market
- [Zimbabwe](/countries/zimbabwe): Market

## Related pages

- [Alternatives](/premiercredit/alternatives)
- [Reviews](/premiercredit/reviews)
- [Transparency](/premiercredit/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/premiercredit)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)