---
title: "PouchFi: Stablecoin Wallet in Nigeria"
description: "Spend USDT in Nigeria via Visa/Mastercard virtual card, pay electricity, airtime, data and cable TV, cash out to banks, zero-fee Pouch Tag transfers."
canonical_url: "https://liners.com/pouchfi"
markdown_url: "https://liners.com/pouchfi.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/pouchfi/screenshot.webp?v=1779612819451"
published_at: "2026-05-24T15:38:00.652Z"
updated_at: "2026-08-30T16:25:57.725Z"
---

# PouchFi: Stablecoin Wallet in Nigeria

Spend USDT in Nigeria via Visa/Mastercard virtual card, pay electricity, airtime, data and cable TV, cash out to banks, zero-fee Pouch Tag transfers.

## Breadcrumbs

- [Crypto & Web3](/categories/crypto-web3)
- [PouchFi](/pouchfi)

## Summary

Spend stablecoins like cash, online and in stores

A stablecoin payments app for consumers in Nigeria and Africa to hold USDT, pay bills, send transfers, and spend via virtual cards anywhere Visa and Mastercard work.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.pouchfi.io/ |
| Tagline | Spend stablecoins like cash, online and in stores |
| Primary country | Nigeria |
| Platforms | Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

PouchFi is a stablecoin-based payments platform for consumers and small operators who want to use USDT for everyday spending, bill payments, and cross-border transfers, with local NGN on-ramps and bank payouts in Nigeria.

Key capabilities include:
- **Virtual card payments** that let users spend stablecoins anywhere **Visa and Mastercard** are accepted, including flights, subscriptions, shopping, and international services
- **Local currency flows (NGN)**, with the ability to **fund a wallet with NGN** and **pay out to local currency** (cash out to a bank)
- **Bill payments with stablecoins** for **electricity, airtime, data, and cable TV**
- **Pouch Tag transfers** for sending and receiving stablecoins between users with **zero transfer fees**, designed for payments that work across borders

**Tap-to-pay** is supported via **Apple Wallet** and **Google Wallet**. A **physical card** is listed as **coming soon**, with a waitlist.

Available on **Web**, **iOS**, and **Android**.

Targeted at **B2C users in Nigeria**, with messaging that also speaks to individuals and businesses across Africa that want to **accept stablecoin payments** from customers and clients and then spend, save, or cash out.

Notable in the African market context because it positions **USDT as a practical payment option** for daily expenses in Nigeria, combining local NGN funding and bank cash-out with card-based spending and in-app stablecoin transfers. The company lists its location as **Lagos, Nigeria** and indicates it was founded in **2022**.

## Features

- [Crypto & Web3](/categories/crypto-web3): Category
- [B2C](/tags/b2c): Product feature or technology
- [Bill Payments](/tags/bill-payments): Product feature or technology
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [Stablecoins](/tags/stablecoins): Product feature or technology
- [Virtual Cards](/tags/virtual-cards): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/pouchfi/alternatives)
- [Reviews](/pouchfi/reviews)
- [Transparency](/pouchfi/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/pouchfi)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)