---
title: "Points Africa: Loyalty Rewards App"
description: "Earn and redeem points across brands in Ghana & Nigeria. Link MoMo and cards, get points instantly after payment, track balances in real time."
canonical_url: "https://liners.com/points-africa"
markdown_url: "https://liners.com/points-africa.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/pointsafrica/screenshot.webp?v=1781029686101"
published_at: "2026-06-11T16:29:38.642Z"
updated_at: "2026-09-18T08:47:47.789Z"
---

# Points Africa: Loyalty Rewards App

Earn and redeem points across brands in Ghana & Nigeria. Link MoMo and cards, get points instantly after payment, track balances in real time.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Points Africa](/points-africa)

## Summary

Earn and redeem reward points across African brands

A free pan-African loyalty rewards app that lets consumers earn and redeem points at partner merchants, link wallets and cards, and track balances in real time.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.pointsafrica.com/ |
| Tagline | Earn and redeem reward points across African brands |
| Primary country | Ghana |
| Platforms | Web, iOS, Android |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Points Africa is a **consumer loyalty rewards platform** for people who want one account to **earn and redeem points** across participating merchants in Africa.

Key capabilities include:
- **Free sign-up** in seconds, with a single account used across the network
- **Earn points as you shop** at partner locations such as stores, restaurants, banks, and fuel stations, with points appearing instantly after payment
- **Link payment methods** including **MoMo**, **bank cards**, and other mobile wallets to collect rewards from everyday spending
- **Redeem points instantly** (online or in-store) for items and services such as **groceries**, **airtime and data**, **fuel**, **dining**, and **travel**, with **real-time balance tracking**

Available on **Web**, **Android**, and **iOS**.

Built for a **B2C audience**, it targets everyday shoppers who want a single rewards programme that works across multiple brands instead of managing separate loyalty cards and point balances.

Notable in the African market context, it is positioned as a **pan-African loyalty network** spanning multiple merchant categories, and Tech Africa News reports it raised **$2 million** from VestedWorld to support rollout in Ghana and expansion across Africa.

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Loyalty & Rewards](/tags/loyalty-rewards): Product feature or technology
- [Ghana](/countries/ghana): Market
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/points-africa/alternatives)
- [Reviews](/points-africa/reviews)
- [Transparency](/points-africa/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/points-africa)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)