---
title: "Pngme: Credit Scoring in Africa"
description: "Connect and analyze real-time financial data across Nigeria, Kenya, Ghana, Uganda & Zambia. Build ML-ready features for credit scoring and risk."
canonical_url: "https://liners.com/pngme"
markdown_url: "https://liners.com/pngme.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/pngme/screenshot.webp?v=1773196442128"
published_at: "2026-03-11T15:15:34.300Z"
updated_at: "2026-10-06T15:15:20.865Z"
---

# Pngme: Credit Scoring in Africa

Connect and analyze real-time financial data across Nigeria, Kenya, Ghana, Uganda & Zambia. Build ML-ready features for credit scoring and risk.

## Breadcrumbs

- [AI & Analytics](/categories/ai-analytics)
- [Pngme](/pngme)

## Summary

Turn financial data into ML-ready insights for risk decisions

A data infrastructure platform for African financial institutions that ingests real-time financial data, builds ML-ready features, and generates insights for credit and risk.

## Product details

| Field | Value |
| --- | --- |
| Website | https://pngme.com/ |
| Tagline | Turn financial data into ML-ready insights for risk decisions |
| Primary country | Kenya |
| Platforms | Web, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Pngme is a data infrastructure platform for financial institutions and enterprises that need machine learning-ready financial data and analytics in emerging markets.

Key capabilities include:
- **Universal data ingestion** to connect and aggregate financial data from hundreds of institutions across multiple countries
- **Automated feature building** that transforms raw data into machine learning-ready features designed to capture financial behavior
- **Insights generation** using AI for **credit scoring**, **risk assessment**, and **customer segmentation** to support more personalized financial services
- **Enterprise security and privacy controls**, including **SOC 2 Type 1 compliance**, alignment with **GDPR**, **KDPA**, **NDPA**, and **GDPA**, plus **24/7 security monitoring**

Available on the **Web**, including an admin dashboard and API documentation for developers.

It targets banks, lenders, fintechs, and large enterprises building data-driven credit and risk workflows, as well as developers integrating financial data and features into internal models.

It is notable for its focus on emerging-market coverage, with stated operations across **Nigeria, Kenya, Ghana, Uganda, and Zambia** (as well as India and Sri Lanka), making it relevant for teams working across multiple African markets and institutions.

## Features

- [AI & Analytics](/categories/ai-analytics): Category
- [AI-Powered](/tags/ai-powered): Product feature or technology
- [B2B](/tags/b2b): Product feature or technology
- [Credit Scoring](/tags/credit-scoring): Product feature or technology
- [Enterprise](/tags/enterprise): Product feature or technology
- [Predictive Analytics](/tags/predictive-analytics): Product feature or technology
- [Ghana](/countries/ghana): Market
- [Kenya](/countries/kenya): Market
- [Nigeria](/countries/nigeria): Market
- [Uganda](/countries/uganda): Market
- [Zambia](/countries/zambia): Market

## Related pages

- [Alternatives](/pngme/alternatives)
- [Reviews](/pngme/reviews)
- [Transparency](/pngme/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/pngme)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)